What is the legal age to enter a casino? - Answers

What is the age to get into casinos?

Hello, I am 19 yrs old and live in Canada. My family and I are going to stay with some relatives who live in Boca Raton next week. My relatives like to go to casinos and want to take us to one for dinner while we are visiting. My question is what is the legal age to enter casinos in Florida? I tried to search it up but got different answers on different websites. Thanks.
Edit: Is there certain age you have to be go to a horse racing track?
submitted by catastrophephe to florida [link] [comments]

If you get your first child at the age of 15, you could be a parent to 5 children and still not be old enough to enter a casino in Las Vegas!

submitted by BobbyWeek to Showerthoughts [link] [comments]

Yes, it's my truck and No, I won't help you move and No, you can't buy it for 50 bucks!

This is long, so grab a cup of coffee, tea, or whatever keeps you happy and reading.
I live in a senior housing community for people aged 55 and older. We all have identical 1-bedroom cottages that’s set up in groups of four or quads so that all of our front doors face inward toward each other. So, if I open my front door, I have a very clear view of the front doors of my 3 neighbors and because I am in the back of this quad, I also have a view of the parking area. I think the purpose of grouping the houses this way was to create a friendly and safe atmosphere; however, it’s just creepy in a “you have no privacy” kind of way.
I am F57, disabled, and have a 16-year-old pickup truck that gets me where I need to go most of the time. If you’ve ever owned a pickup truck, you’ll understand my frustration. If you haven’t owned one, talk to anyone who has and they will tell you that according to friends, family, acquaintances, neighbors, and even complete strangers, you have it so that you can help them move, haul furniture or a tree they cut down, and anything else they can’t fit in the trunk of their car. AND because it is a pickup truck, it can be mistreated, abused, dented, scratched, beaten up, and treated like a piece of heavy construction equipment and you shouldn’t care because well. . . it’s a truck.
I have a neighbor (F - about 65 years old) that has kind of made a pest of herself since the day I moved in. I’ve done my best to be neighborly, nice, and accommodating, but each time I interact with her, I’m left feeling used. The neighbor, let's call her Karen, has come over pretending to want to visit with me, which she does for about 2 minutes, and then asks me for something. In the 3 years that I’ve been here, she’s asked me to set up 2 TVs (at different times), take a new alarm clock out of its packaging and then teach her how to operate it. I’ve been asked to fill out her food stamp paperwork, fill out information for her lease renewal, read a piece of mail to her and explain it because she didn’t understand it, to take her places and to “loan” her money for the bus. That’s just a few.
Now that you get the idea of what I’ve dealt with before, it’s time for the story.
One Monday morning, Karen comes beating on my door (she does what I call a “cop knock” – loud, hard, and repeated) around 8 a.m., waking me up. (I am a night owl, by the way.) I go to the door and she is standing there holding her natural gas bill telling me how she needed a ride to the gas company's office to talk to them about paying the bill and hands me the bill. I look at it, hoping to find a phone number for her to call, but there isn't one, but I do see that her bill is for about $17. So, I take her across town with her providing the directions since I had never been to this building (the gas company did not have an office in town, so I guess this was maybe a payment center). I drop her at the front, park, and wait for her. Karen comes out saying that they can't help her there and asks me if she should just call them to make arrangements to make payments since she didn't have the money. I tell her that's what I would do and bring her back home. We basically made this trip for nothing.
Two days later, there is another loud, repeated banging on my door waking me up just before 9 a.m. Karen is back and seems to be a little frantic. She needs a ride again. This time she's very vague about why she wants to go, but left me with the impression that something was going to get turned off, repossessed, or turned over to collections if she didn't go. She's also vague as to where she wants to go. She keeps tell me that it's down by the casino, across the street from the gas station. I told her I'd take her but she would have to point me in the right direction since I've never been to the casino. She gives me turn by turn directions until she has me turn left onto the entrance road for the casino. I'm looking around for any other businesses or even the gas station and I'm not seeing anything other than the casino in front of us and open land on either side. So, I ask her where am I supposed to be dropping her. Karen points to an upcoming sign and says, "See the sign that says 'Valet'? Just follow that sign." Yep, you guessed it, Karen had me drop her at the front entrance to the casino. She'd lied to me by omission. She didn't ask me to take her to the casino (which I would probably have done since it's none of my business how she spends her money), she asked me to take her to a business near the casino. Yeah, well, I wasn't happy. On Monday she couldn't afford to pay her $17 gas bill and on Wednesday she's going to the casino by tricking me into taking her.
A week goes by and I am in the office paying my rent when Karen comes in.
Karen: Why didn’t you tell me you were coming here today. Girl, I just walked all the way here.
Me: Didn’t know you needed a ride. I can give you a ride back to the house if you would like.
I wait while Karen pays her rent and we walk out together. Now, I’m expecting to get in my truck and drive the 4 blocks back to my house. Karen had another idea.
Karen: Take me to Everything’s Cheap store.
Me: Where?
Karen: To Everything’s Cheap. Just turn here at the stop sign and I’ll show you. It’s not far.
Me: Karen, I’m going to take you there, but I’m not shopping and I’m not going to sit in the parking lot and wait for you. You’ll have to get another ride home or walk.
Karen: It’s fine. I won’t be long.
I drop her at the front door and I go home. A couple of hours later, she bangs on my door.
Karen: Where did my ride go?
Me: Home. I told you that I wasn’t going to wait for you.
Karen: I had all my stuff that I had to carry home. Now my back hurts.
Me: I’m sorry, but I warned you.
Karen walks away muttering things that I didn’t understand and slammed her door.
Skip ahead several months and I run into Karen again as I am paying my rent. She wants me to give her a ride to the Social Security office. I tell her that I can't as my truck is not running right and I can't get too far from home in it until I get it check out and fixed. My truck started having issues and it's been difficult trying to get it fixed with lock-down, a back issue that left me bedridden for several weeks, and 2 major hurricanes this year (there’s nothing major wrong with the truck - just needs a new starter and gaskets to fix an oil leak that's caused the starter to go bad).
Karen: But it's just a few blocks away and it's hot out here.
Me: I can't trust my truck not to leave me stranded with no way to get it home.
Karen: It will be fine.
Me: Maybe, but I'm not willing to risk it.
Karen slaps the side of my truck and continues on her walk and I go home in my truck.
Another 3 days go by and more banging on my door and again I am awakened (it's 7:15 a.m.). This time I'm angry and I snatched the door open.
Me: What?
Karen (standing there with her purse and house keys in her hand as if she knows I'll say yes): I need to go to the mattress store. I need to pick up my new queen size mattress.
Me: No. My truck still isn't running right.
Karen: But I need your truck to haul the mattress home.
Me: No.
Karen: It's not a heavy mattress.
Me: Oh, so who’s going to help you get it in and out of my truck and carry it into your house?
Karen: The two of us can do it.
Me: Karen, I have degenerative disk disease. The disks in my spine are disintegrating. I can't lift nor carry a mattress even with someone helping.
Karen: But I already bought it. How am I going to get it home?
Me: Call friends or family to help you.
Karen: They don't have a truck and you do!
Me: Yes, I have a truck, but there is no sign anywhere on it that says Free Moving Company.
I close the door on her and go back to bed. An hour later, more knocking. This time, it's an older man.
Man 1: Excuse me, but is that your truck? (He points at my truck in the parking lot.)
Me: Yes.
Man 1: I have an upright piano I need to move and was wondering if I could use your truck.
Me: No. (I glance over at the neighbor's house and I see her peeking through a crack in her door - I have a sneaking suspicion she has put this guy up to this to see if I would help him.)
Man 1: You can drive the truck. I just need to have the piano hauled to my storage unit.
Me: How are you going to get an upright piano into the bed of my truck?
Man 1: I'll just roll it up a ramp and into the back.
Me: Do you know how much an upright piano weighs? One person can't push it up a ramp. If you use a ramp on my tailgate, you will break the tailgate and probably lose the piano in the process. My truck is large, but the rear end is not made for hauling a piano and will cause the front end to lift off the ground preventing my front wheel drive truck from gaining traction and straining my 16-year-old engine.
Man 1: Well, could you call 4 or 5 of your male friends to help lift it into the back of the truck?
Me: No!
I close the door on this man, too. He didn’t come right out and say it, but I felt like he wanted to borrow my truck so he could go pick up the mattress for Karen. Yeah, I’m a little suspicious.
The following morning . . . *sigh* . . . I ignore the knocking that occurs every half hour or so over a 3-hour period until she finally gives up. Later that afternoon, I open my door to get the mail out of my box when a second man approaches me out of nowhere. It’s like he was hiding around the corner waiting for me to come out of my house.
Man 2 (points at my truck - it irritates me every time someone does this): Is that your truck?
Me (feeling very annoyed and snarky): What gave it away? Is it because it's parked in a space clearly labeled with my house number? Or is it because someone told you who the truck belonged to? (I point at Karen's house.)
Man 2: Does it run?
Me: Listen, I don't know what you're wanting me pick up, deliver, move, haul, transport, or tow, but I am not a moving company, taxi, uber, delivery service, or a tow truck. I won't be doing any of those things and before you ask, I won't be allowing you or anyone else to drive my truck either. Now, do you have any other questions?
Man 2: Uh, do you want to sell it?
Me: What?! Why would I want to sell it?
Man 2: Well, since it needs fixing, I thought maybe you would want to sell it to someone who could afford to fix it.
Me: How do you know it needs fixing?
Man 2 (turns bright red and can't take his eyes off ground): I just thought if you sold it, you could buy something else and I could fix the truck.
Me: Tell Karen that I'm not selling you my truck so that you can fix it to give to her.
Man 2: I wasn't going to give it to her.
Me (pointing at his huge truck parked in Karen's designated space): You want me to believe that you would rather have my 16-year-old truck that needs repair than your brand-new truck? How stupid do you think I am?
As the older man silently stares at the ground, Karen flings her door open and marches up to me.
Karen: Just sell him your truck so he can fix it. You clearly aren't going to do it any time soon. At least I will put it to good use. I need it and I need it more than you apparently do. Now, he’s willing to get it fixed for me, so just sell him the damn truck already!
Me: My truck is not for sale! When or if I get my truck fixed is absolutely none of your business.
Karen: I’m going to call the office and tell them that you have a broken-down truck sitting in the parking lot that needs to be hauled to the junk yard. They’ll make you get rid of it or fix it.
Man 2: Karen, they can’t do anything to her . . .
Karen cuts him off. She’s so angry, she’s crying, shaking, and spitting as she screams
Karen: SHUT UP! STAY OUT OF THIS. I WANT THAT TRUCK AND I’M GOING TO GET IT! I’LL CALL THE POLICE. THEY WILL MAKE HER GET RID OF IT.
Man 2: Karen, the police aren’t . . .
She cuts him off again.
Karen: YES, THEY WILL. THEY'LL LISTEN TO ME.
She storms off to call the police. In the meantime, I brought a chair outside along with a can of soda and a bowl of microwave popcorn. I figured this was going to be a good show. Karen and Man 2 have gone inside her house to wait. The neighbor to my left has come out to see what’s going on. Let’s call her Mary. Mary can’t stand Karen, so she drags a chair out and sits next to me and we share my popcorn.
Enter Cop 1 and Cop 2
The cops arrive in about 5-6 minutes and walk up to Karen’s door and knock while glancing around at Mary and me and grinning. She answers and tells them that I have created an eyesore in the neighborhood by having an old beat up, broken-down truck sitting in the parking lot and she wants it removed immediately.
Cop 1 (pointing at my truck - yep, he does it, too and I can't help but roll my eyes): That truck?
Karen: Yes.
Cop 1: That truck is clean, shiny, no dents, no scratches, new tires . . . are you sure that’s the eyesore?
Karen: Yes. It’s 10 years old and broken and she doesn’t want to fix it. It’s just sitting there doing nothing for months.
Me: It’s 16 years old.
Cop 2 (spins around, surprised): Seriously? That truck is that old? Wow! It’s in great shape. You’ve taken good care of her.
Me: Thank you.
Karen: I want that truck gone!
Cop 2 walks over to me to discuss my truck’s mechanical history. So, I explain to him that in the 16 years that I have owned her, I have changed her oil every 3-4 months, given her a bath once a month, got her a new set of tires 6 years ago, and when I first began having problems with her starting, I bought a new battery (the old one was the original battery from when I bought the truck off the showroom floor), and when the battery wasn’t the problem, I had a mechanic come and look at it. He determined that it was the starter and the gasket was leaking. All I was waiting on was my friend to come and help me start her (someone needs to get under the truck and tap the starter while someone else turns over the ignition) so that I can get it to the mechanic’s house for him to work on it.
Karen: She’s lying. That truck hasn’t moved in 3 months.
Me (offering popcorn to Cop 2 who took a handful): Wrong. It hasn’t moved in 4 days. It’s had problems for 3 or 4 months.
Cop 1: Ms. Karen, there really isn’t anything the police department can do for you. Her truck definitely isn’t an eyesore nor is it sitting there in pieces creating a safety hazard.
Karen: She’s driving down property values.
Cop 1 (starts chuckling): Ms. Karen, you are renting a house in government subsidized senior housing.
Cop 2: Why don’t you tell us the real reason why you want her truck removed.
Mary (who has been silent until now - stands up and turns on her best diva soul-sister voice and attitude and gives the cops the greatest Deep-South Beautiful Black Woman sermon I’ve ever heard – I’ll try to write as best I can): Ohh, Lawd Jesus, help us all! Dis here woman of the night, want everything she can’t have, Lawd! I think it’s cuz she pulls her hair back so tight, Lawd, she can only see what’s in the back o’ her mind! Uh huh! She wants her Old Saggy Boy Toy of the Day here to buy my friend’s pick’em up truck, so she can go and pick’em up, Lawd, mm-hmm, if ya gittin' what I’m sayin’. He buy it and trade it to her for a little roll on her nasty sheets! Lawd Jesus, help us! And she think she all hot and sexy so you believe her and take away my friend’s truck. She a fool, uh huh. She think she can fool you, too, uh huh! How da hell do ya think she got those 2 big ass TVs in there? Mmm-hmm!
Cop 1 is bent over laughing hysterically while Cop 2 is standing with his mouth open and his eyes wide.
Cop 2 (turns to Man 2): Is any of that true?
Man 2 (embarrassed, humiliated, and just looking tired): She wanted the truck and 50 bucks.
Karen and Man 2 are arrested. Not sure what the exact charges were but I heard words being thrown around like pandering, solicitation, scamming, and false complaint among others. A couple of days later, Mary told me that Karen returned home. I guess she found a way to get bailed out. I haven’t seen her and I am hoping that I don’t. As for my “pick’em up truck”, I’m still waiting to get her to the mechanic. My friend will be here on his next day off (he doesn't get them often) to help me. It’s a good thing I’m a patient person with a super diva as a friend and neighbor. It's also good to know that my truck is at least worth one 20-minute roll on the sheets and 50 bucks.
EDIT: Thanks for the awards everyone! And just a little side note for those of you rolling your eyes at the fact that I offered a cop popcorn and he took it - I live in the Deep South in a small-ish college town. The cops here are helpful, friendly (until provoked), and generally good guys. When construction workers stole from me after Hurricane Laura, two cops came to investigate and afterwards I offered them both a bottle of water and they accepted.
submitted by fedupkat to EntitledPeople [link] [comments]

[Let's Build] Attractions in a demon pleasure palace that aren't sexual

My players are going to be visiting the palace of a demon lord of pleasure who's more CN than CE. I want to show that despite his title, he represents all forms of pleasure and good feelings, not just sex. Also space in his realm doesn't work the same way as it does in the mortal plane. He essentially has an infinite amount of space to work with and can customize it as he pleases, so there are no size constraints.
  1. A casino to feel the thrill of gambling.
  2. A dining hall with an endless buffet that visitors are allowed to eat as much as they wish.
  3. An idyllic beach with perfectly white sand to relax or play on.
  4. An arena where gladiators brawl it out against each other. The point of it isn't to kill each other as much as make the battles look stunning to the audience.
  5. A hotel with the most comfortable beds possible. Here anyone with enough money can enjoy a good rest after all the excitement.
  6. A beautiful and well tended garden filled with aromatic flowers and sweet fruits.
  7. A vineyard where exquisitely-aged wine can be produced just by pressing the grapes. (u/_SovietMudkip_)
  8. A petting zoo full of the babies of dangerous creatures. (u/_SovietMudkip_)
  9. An opulent concert hall where the best musicians of the realms perform (u/_SovietMudkip_)
  10. A small, cozy looking wooden library, with a cushioned bay window where rain gently scatters against the glass and a cup of some hot liquid gently rising with steam. (u/QuietOracle)
  11. An owl-bear hugging zoo. Go to sleep in the embrace of their soft down. (u/QuietOracle)
  12. The room of sensory experiences. The room itself is fairly plain, with the main feature being long tables running the length of the room. On closer inspection there are fist-sized carved holes, each one holding a small round crystal... (u/QuietOracle)
  13. A room with dozens of sacks filled with beans, lentils and grains where visitors can put their hands in and let the contents run through their fingers. (u/_WhiteCubeCat_)
  14. A hag (or any other long nailed creature) giving visitors a scalp massage. (u/_WhiteCubeCat_)
  15. A museum of little-known or long-forgotten art pieces, sculptures, and history. (u/MoonlightMancer)
  16. A festival full of colors, music, and drinks. Everyone seems to love you, and you can’t stop laughing. (u/MoonlightMancer)
  17. A hallway of endless doors. In each room is someone you know, complimenting you endlessly, sharing every positive, even begrudgingly jealous thought they ever had about you. (u/MoonlightMancer)
  18. A room full of bubble wrap. (u/EmmaDrake)
  19. A hot spring/spa, with fluffy towels, those showers that are like rain with perfect water pressure, mud baths, and refreshing food and drink. (u/lionesslindsey)
  20. A room full of people that constantly give you validation and laugh at all your jokes. (u/CountryJeff)
  21. Never-ending line of gold chalices, crystal vases, silver artwork, and other valuables. (u/PutridMeatPuppet)
  22. People who are “better” than you are marched in a stripped of their superior qualities. Beautiful people are disfigured and turned ugly. Wealthy powerful people are ruined and made to beg you for pennies. (u/PutridMeatPuppet)
  23. Mass groups of people enter the room and tell you how they admire you and how wonderful you are. They stroke your ego and inflate your pride. (u/PutridMeatPuppet)
  24. Servants do everything for you. Feed you, give you drinks, wash you, wipe your arse, etc. (u/PutridMeatPuppet)
  25. You are given a wickedly barbed leather whip. A slave creature is bound to a post and you can whip this creature to inflict your wrath upon them as much as you desire. If the poor soul dies, another is brought in to replace them. (u/PutridMeatPuppet)
  26. 'Knight for a day'. The full experience; lance, shiny outfit, a squire, a trusty stead, a dragon and a princess/prince to rescue. (u/mr_earthman)
  27. The magical equivalent of a holo deck (u/cyber-viper)
  28. Wide, flat plain with the fastest vehicles in the multiverse (a good place to use the Avernus vehicles) (u/Clickclacktheblueguy)
  29. A selection of cities and villages for you to destroy with war machines or your own magic. (u/Clickclacktheblueguy)
  30. A collection of wand that allow you to test out powerful magic. (u/Clickclacktheblueguy)
  31. A magical version of a movie theatre, allowing you to watch all manner of stories, true and legendary. (u/Clickclacktheblueguy)
  32. A moderately large pool where small battleships with tiny animated crewmen can be deployed in teams to shell and board each other for the audience's amusement. Honored guests can put their strategic abilities to a test against other players by directly giving orders to their ships, and in certain hours guests may even swim in the pool to live out the power fantasy of being a sea monster. (u/VIixIXine)
  33. A colorizer-device that transforms any clothes/armoweapons/other gear to any desired hue you wish (as long as it doesn’t affect the workings of the gear) (u/PaigeOrion)
  34. A grand screen, showing a nearly infinite number of (screen)plays from all space and time, including the show with the disgraced human paladin delivering a green baby gnome back to his home land through incredible odds. (u/PaigeOrion)
  35. A tiara that allows you to experience the sensory experience of a black cat as long as you wear it and close your eyes. (u/PaigeOrion)
  36. A plethora of small, multicolored blocks that will magically interlock with one another to render almost any architectural structure imaginable. (But don’t step on them barefoot!) (u/PaigeOrion)
  37. A band of musicians who are the perfect musical backup for any performances. Alone, they are more low key, but no less skilled, playing haunting melodies of unknown origin. (u/PaigeOrion)
  38. A massive walk-in closet where you can try in any clothes in any fashion you like. (u/Tezla44)
  39. A "schadenfreude" theatre, with shows that rely on slapstick and cringe comedy. (u/Martinus_XIV)
  40. A REALLY good chocolate fountain (u/BrokenBanette)
  41. A room designed to give you closure. When you enter this room, someone you loved and lost is there, sitting in a couch. The room feels vaguely familiar, but you can't place why. If Detect Magic is used, the room is full of magic (divination, transmutation, illusion) but the person seems like a normal person. You can chat with them for as long as you like. They behave just as you remember them, with the good and the bad. (u/ohsurenerd)
  42. A theatre performing the most magnificent tragedies. When you watch the performance, you find yourself completely enraptured: you cheer when things go right, scream when something terrifying happens, and moan and weep at the inevitable horrible ending. When you leave, it feels like removing a backpack full of lead that you'd been carrying for so long you'd forgotten it was there. (u/ohsurenerd)
  43. A room where there's a button, there's someone outside and it explains that if you enter there's a 50/50 chance of you dying or not, the room won't actually kill you and it's there just to make you feel the pleasure of near death experience. (u/SupremeGodDictator)
  44. A massage parlor with the universes best staff pampering your every need as you receive the most relaxing massage of your life whether it be scalp, back, foot, full body, etc. Has the worlds fluffiest towels and robes to luxuriate in while you wait or if you simply want to sit in a comfy chair and enjoy your ache free muscles. (u/Blue_Mando)
  45. An arena where you and your opponents heal near instantly, and you can fight endlessly (u/ellen-the-educator)
  46. A reenactment of your greatest failures in life, but this time they turn into your greatest achievements. (u/CountryJeff)
  47. A room with the world's finest works of art.... and a myriad of implements you can use to destroy them. (u/redrosebeetle)
  48. A torture chamber with mages on hand to create illusions of the people you wish to torture. Or increasingly realistic versions of them, depending on the level of magic you wish to implement. (u/redrosebeetle)
  49. A room full of gold and jewels you can roll around in, ala Scrooge McDuck. But woe betide anyone who tries to take a souvenir.... (u/redrosebeetle)
  50. As you're walking through the gardens, a person comes up to you. They introduce themselves as an adventurer who's also here on a quest. They seem to be the same class as you, and they're incredibly attractive-- almost exactly your type. You immediately click and end up spending the day together, talking about everything and anything. You tell them things you've never told anyone else before. They understand everything you tell them, almost innately, but they're still impressed by your feats and your stories. The two of you find an empty bedroom and close the door behind you. It's perfect in its imperfections. In the morning they're gone. No matter where you look, you can't find them. (u/ohsurenerd)
  51. A room lined with shelves and shelves of bottles and vials containing a crimson liquid flowing slowly (like a syrup), all with small labels on them. As you inspect the labels, you realize they've all got names on them: famous adventurers, kings and queens, great sages. If you drink one, you experience a selection of their memories as they experienced them: battles won, discoveries made, historical alliances and friendships being forged or broken... (u/ohsurenerd)
  52. A room that turns anyone that enters it into a child. It is full of every toy imaginable (u/arual_x)
  53. A tour of a chocolate factory. Kobolds work there, and the owner, who gives the tour, is a Metallic Dragon in Humanoid form. (u/arual_x)
  54. A fortune teller who has a Deck of Many Things with only the good cards. If you in any way offend them, they will sleight of hand vs perception check slip you a bad card instead. (u/arual_x)
  55. An island theme park of reanimated dinosaurs. The owner is a level 20 Necromancer called Hamm Johnand. (u/arual_x)
  56. A Virtual Reality style game that allows you to battle horrible monsters over and over again without risk of injury physical. But still allows you to gain XP... (u/arual_x)
  57. A perfect expanse of thick snowy ground. There is constantly a snowball fight going on. (u/arual_x)
  58. A giant room full of mattresses where everyone immediately gets a wonderful massage. (u/Revanclaw-and-memes)
  59. A room where you get to torture all of your worst enemies (u/Revanclaw-and-memes)
  60. A room where people applaud you, give you a trophy, etc (u/Revanclaw-and-memes)
  61. A room where you get something that was denied to you (u/Revanclaw-and-memes)
  62. A room full of gold and exquisite things, from beautiful furniture to magic weapons (u/Revanclaw-and-memes)
  63. A seemingly endless room where adventurers can drink a potion to grow wings and flit about to their hearts' delight (u/iriedashur)
  64. An ordinary classroom containing the adventurer's childhood friends, enemies, and their most hated teacher. Upon entering the room, the adventurer discovers that they are invisible, and free to pull pranks as they wish (u/iriedashur)
  65. A brightly colored room piled high with wrapped gifts, large and small, for the adventurers to open endlessly (u/iriedashur)
  66. A purple and black dragon named Ace who cooks you garlic bread and cake. (u/sanorace)
  67. A magic pair of goggles/glasses that simulate any “What if” question you pose to them. (u/lewiscann)
  68. A magical weather room where you can ask for any weather for your pleasure (I love listening to rain) (u/lewiscann)
  69. A room full of lounges with a floating slow burning piece of wood that warms the whole area, the piece of wood is so large you can see the flame spread through this piece of wood forever (u/lewiscann)
  70. A room where you can bite your fingernails and they grow back instantly ( so you can bite them some more )(u/razenastie)
  71. A room with incredibly weakened versions of powerful monsters. (u/Your_InsideMan)
  72. A vast room on wooden sculptures, oil, and torches. (u/Your_InsideMan)
  73. A zoo of sentient races (u/Paralytica)
  74. A collection of legendary heroes magically transfixed in blocks of ice. (u/Paralytica)
  75. Palanquin rentals (u/Paralytica)
  76. A booth that will remake your face whilst in the palace (ostensibly to make you more beautiful but it could be used for anything) (u/Paralytica)
  77. A magic chair that gives really good back massages (u/TenNinetythree)
  78. A playground where the slides and carousels are for adults (u/TenNinetythree)
  79. A room where you become a giant and can destroy cities and fortresses kaiju style. (u/Paralytica)
  80. Drug Olympics. A room with every drug imaginable to try. Leaving the room cleanses you of their effects. (u/Skitsafrit)
  81. No Pauses. A room that has the effect of making all conversations flow perfectly. No silence stretches too long, no one mishears you, and every topic segways perfectly into the next. (u/Skitsafrit)
  82. Deprivation Room. The room is so absolutely featureless and quiet, that you can meditate magnitudes better here than anywhere else. (u/Skitsafrit)
  83. A games room where you play against your perfect match (u/Nesurame)
  84. Similar to the previous, a games room where you're matched against nothing but weaker opponents (u/Nesurame)
  85. A smoky, dreamweed hookah lounge (u/reallyenjoyscarbs)
  86. A heist simulator where you always get away with the big diamond, chest, etc (thrill of theft) (u/reallyenjoyscarbs)
  87. A sauna room with a central pillar. Inside the pillar is a chamber containing a magic stone which can detect the exact temperature preferences of those inside, and making each person feel said preference. (u/TgagHammerstrike)
  88. An oval-shaped room with countless glass lotion bottles, with each smelling better than the last. If you look for a specific scent (no matter how rare), you'll certainly find it with the help of a goblin near the back of the room. (u/TgagHammerstrike)
  89. A room that consists of A bunch of mortals so utterly jaded from years of plesure seeking that they need the hardest of drugs and the wildest of sensations to feel anything,with lesser demons feeding on their pursuit of euphoria. Think the emperors children from warhammer 40k. (u/TgagHammerstrike)
  90. A buffet of the lids of yogurt/pudding cups to lick. (u/Hunter37594)
  91. An olfactory room that reads your memories and replicates smells that remind you of your most joyous moments. (u/lecorbusianus)
  92. A wildlife reserve for Druids to find new and exotic wild shapes. (u/lecorbusianus)
  93. A room with musical instruments that you're able to master immediately. (u/lecorbusianus)
  94. Zero gravity obstacle course. (u/lecorbusianus)
  95. A cooking class taught by a master chef that always seems to have enough time to guide you one-on-one. (u/lecorbusianus)
  96. An enchanter who allows you to relieve the best moments of your life over and over again. (u/lecorbusianus)
  97. An illusionary room that brings up past experiences and let’s you make different choices to fix mistakes or win arguments. (u/The_Rhibo)
  98. A murder simulator to allow an individual to live out the fantasy of killing that special someone. (u/Brann_The_Kid)
  99. A library full of blackmail and secret knowledge regarding historical and political figures. A conniving, plotting character’s dream! (u/MoonlightMancer)
  100. A room where you can see colors that shouldn't exist. (u/Clickclacktheblueguy)
  101. A room with a creature in a dark robe sitting at a table covered in maps and dice. He helps you play a strange game where you and your party make up characters that go on adventures while the robed creature acts as all of the other characters and determines new events. (u/Clickclacktheblueguy)
  102. ...
submitted by Quantext609 to d100 [link] [comments]

[NSW] Mandatory masks as of today and when/where you need to wear one

[NSW] Mandatory masks as of today and when/where you need to wear one
From 3 January 2021 (today), in Greater Sydney, Central Coast, Wollongong and Blue Mountains, it is mandatory to wear a face covering in certain indoor settings [source].
https://preview.redd.it/rlpbun5p10961.png?width=1200&format=png&auto=webp&s=150b16499a18cd84467a468483d335b76e5a0503

General rules about when you need to wear a mask

Face masks are mandatory in the following indoor settings:
  • shopping (retail, supermarkets and shopping centres)
  • public/shared transport, indoor entertainment (including cinemas and theatres)
  • places of worship
  • hair and beauty premises.
  • Face masks will also be mandatory for all staff in hospitality venues, gaming areas in licensed
  • premises (including casinos) and for patrons using gaming services.
Under the public health order, a "fitted face covering" means a mask or other covering that:
  • (a) fits securely around the face, and
  • (b) is designed or made to be worn over the nose and mouth to provide the wearer with protection against infection.
A $200 on the spot fine will apply if you do not comply.
Children aged 12 and under 12 are exempt but are encouraged to wear masks where practicable.

List of premises where you must wear a mask

People who enter or work in the following premises will be required to wear a mask:
  • Retail premises or business premises that provide goods or services to members of the public who attend the premises, including:
    • supermarkets
    • shopping centres, but not a recreation facility (indoor) in a shopping centre
    • bank branches
    • post offices
    • hairdressing salons
    • nail salons
    • beauty salons
    • tanning salons
    • waxing salons
    • spas
    • tattoo parlours
    • massage parlours
    • betting agencies
    • gaming lounges
    • entertainment facilities
    • gaming areas in licensed premises (including casinos)
    • premises, including places of public worship, being used for public worship or religious services
    • residential aged care facilities (visitors, not residents).
Premises that are used for the purpose of providing health services are not retail premises or business premises.

Public transport (including waiting areas)

You must wear a mask when you are at a public transport waiting area (e.g. bus stop, train platform or taxi rank) or are in a vehicle or vessel being used to provide a public transport service, including a taxi service or rideshare service.
A $200 on the spot fine will apply if you do not comply.

Exemptions

The public health order includes a number of exemptions.
  • Children aged 12 or under.
  • People who have a physical or mental health illness or condition, or disability, that makes wearing a mask unsuitable including, for example, a skin condition, an intellectual disability, autism or trauma.
A person may remove their mask if they are:
  • eating or drinking
  • communicating with another person who is deaf or hard of hearing
  • at work and the nature of the work makes the wearing of fitted face covering a risk to the person's, or another persons' health and safety, or means clear enunciation or visibility of your mouth is essential
  • asked to remove their mask for identity purposes.
source
submitted by Pretty_iin_Pink to CoronavirusDownunder [link] [comments]

Chapter by Chapter Summary of Comprehensive Research on Discrimination Against Men in Finland (PhD Thesis)

What can you do as an MRA?

Main Body - Here it is:

This is a chapter-by-chapter summary of Discrimination Against Men: Appearance and Causes in the Context of a Modern Welfare State, a 2009 doctoral dissertation by Pasi Malmi (University of Lapland) that provides an impressively detailed and balanced investigation of discrimination against men in Finland (the theory and results actually give almost as much detail on discrimination against women, although men will be the focus here).
Chapters 5 to 8 are the most important. Chapter 5 explains six biases that cause gender discrimination, chapter 6 delineates the patriarchal and matriarchal subsystems of Finnish society, chapter 7 examines the various discourses that justify discrimination against men, and chapter 8 analyzes a database of gender discrimination complaints made to the Finnish gender equality ombudsman, a third of which were made by men.
(Length: 1,800 words.)
Chapters 1 to 4 (introductory/background chapters)
Chapter 1 situates the perspective taken by the dissertation within gender studies. It rejects anti-feminist and anti-women perspectives, and the glorification of traditional masculinity and gender roles (e.g., the mythopoetic men’s movement). But it also rejects the “critical studies of men” paradigm, which sees men as the main causes of men’s and women’s problems, refuses to criticize feminism or women, and does not believe that discrimination against white, heterosexual, middle-class men exists (pp. 20–21).
Chapter 2 defines various relevant concepts, and explains that the findings from Finland are intended to be relevant primarily for the Northern European welfare states, and secondarily for other European and Anglo-American countries (pp. 32–34).
Chapter 3 gives a brief overview of current or traditional viewpoints on what causes direct or indirect discrimination or mistreatment of men: gender roles, hegemonic masculinity, industrial capitalism, feminism (specifically gender feminism and victimization feminism), and exploitative women (pp. 36-44).
Chapter 4 develops a theory of sociocultural evolution, which says that ideas that are simple, exaggerated, and coherent with popular paradigms generally win out over their rivals, regardless of whether they are true or backed up by evidence. This happens due to functional selection (p. 57), unintentional biases (p. 63), and interest group bias (p. 71), among other factors (see summary, p. 115).
Chapter 5: Applying the Theory to Gender Discrimination (p. 118)
This chapter develops a general theory of gender discrimination, centered on a typology of six different biases that cause gender discrimination (p. 127).
The masculine bias and feminine bias are unintentional gender biases caused by the processes that simplify, exaggerate, and mutate people’s mental memes or ideas according to their gender (p. 127). For example, a person’s conception of domestic work or childcare will be centered on their own experiences or contributions, which are partly determined by their gender, and so they will often downplay/exclude the other gender’s contributions (e.g., yardwork vs. housework) (pp. 135–138). As a result of these biases, segregated groups and networks of men or women tend to have a masculine-biased or feminine-biased culture of values, priorities, concepts, words, stories, jokes, stereotypes and beliefs that can lead to practices that discriminate against the other gender (p. 120). For example, a group of female social workers might decide that women are better custodians of children and default to recommending custody to them (pp. 141–142).
The masculist bias and feminist bias come from interest groups, networks, or movements seeking to advance the status of men or women, respectively. Masculism and feminism have sexist and anti-sexist branches (p. 143). The modern sexist branch of feminism includes theories like feminist standpoint epistemology (which gives special status to women’s feelings and intuitions) and the feminist theory of social work (interests of women and children are synonymous, social workers should identify with their female customers). It also includes stereotypes that women are unselfish, peaceful, responsible, loving, hard working, while men are the opposite (pp. 149–152). The anti-sexist branch of feminism by definition is less hostile towards men as people, but it is not necessarily able or willing to accept men’s issues: “[i]n general, the idea of the discrimination of men is perceived as bizarre by feminists” (pp. 155–158). The sexist branch of masculism is discussed primarily in the context of religion (pp. 144–129). The anti-sexist branch of masculism has little power, although it is discussed as sometimes being the source of biased statistics downplaying women’s issues (pp. 152–155).
The alpha male bias and alpha female bias are the biases of high status (wealthy, powerful, attractive, etc.) members of each gender against low status members of their gender. They are particularly apparent in high status men’s bias against male criminals (male judges giving harsher treatment, including sentences, to them compared to women) and high status women’s bias against female prostitutes (pp. 170–173).
A central point of this dissertation is that male-dominated and female-dominated organizations (the patriarchal and matriarchal subsystems) are prone to predominantly discriminate against the other gender, but it’s important to clarify that they’re not guaranteed to do so. The masculine and feminine biases (the unintentional “own gender” biases) are just two of the six biases. An organization could be more influenced by the ideological biases (masculist and feminist biases) or the biases against low social status people of each gender (alpha male and alpha female biases).
Chapter 6: Locating the Patriarchal and Matriarchal Subsystems of the Finnish Society (p. 188)
This chapter identifies Finnish society’s patriarchal and matriarchal subsystems by looking at various measures of power, including raw numbers, managerial positions, control of knowledge, and informal positions of power (p. 222).
Not all areas of Finnish society fall into one of these subsystems.
Chapter 7: An Empirical Examination of the Memeplexes, Discourses and Coalitions that Induce Discrimination against Men (p. 224)
This chapter analyzes the discourses that justify discrimination against men, coming from sources that include sexism and feminism.
Sexism: The development of the modern misandric versions of sexism is examined, including 19th century views of men as “barbarians whose urges had to be leashed in by the forces of decency—meaning women—if civilization were to survive” (p. 233), which it attributes to the joint interests of women and upper class men. Notions of chivalry and macho masculinity also lead to institutionalized belief systems where men’s comfort, health, and even lives are considered less important than women’s (p. 238). Macho masculinity, with its aversion to men “complaining”, tends to oppose talking about men’s issues or seeing them as relevant for gender equality (p. 306).
Feminism: Certain influential varieties of feminism see women as the disadvantaged and discriminated gender (p. 247). Thus the sole purpose of equality policy is women’s advancement (p. 256) and men are largely reduced to the role of defendant (p. 270). When faced with cases requiring a choice between promotion of equality and empowerment of women, many feminists reacted by rejecting equality as outdated or as a smokescreen for promoting men’s interests over women. Under these discourses, “the empowerment of women is more important than the advancement of gender equality in all contexts, including the matriarchal subsystem of the society” (pp. 259–260). That would apply even to women’s advantage in family courts and criminal courts (p. 305).
Also mentioned is a combination (and mutation) of difference feminism and equality feminism which says that “women are superior to men in many ways, but men are not superior to women in any ways” (p. 296)—which means that when men are ahead it’s because of sexism, but when women are ahead it is legitimate and natural.
The groups and alliances that justify misandry and discrimination against men (p. 334):
📷
Chapter 8: Gender Discrimination, According to the Complaints Sent to the Finnish Equality Ombudsman (p. 346)
Complaints: This chapter analyzes 800 complaints of gender discrimination made between 1997 and 2004 and sent to the Finnish equality ombudsman (p. 348). Men were 33% of victims, according to the author’s suggestion for the best measure of actual discrimination in these cases (outcome types 3–5, p. 356). Labour market discrimination, the largest category, primarily involved women (76%), while the second largest category, discrimination against customers, primarily involved men (~60%).
Another category, discriminative legislation, primarily involved men (77%). Few complaints were made, but due to active conscription policies (lasting 5-12 months), almost all men in Finland are affected by discriminative legislation. The author classifies these complaints as discrimination, although the equality ombudsman does not, “as the Finnish equality law is not applicable to men’s obligatory military service” (p. 354).
Bias: Per chapter 6, equality policy itself is in the matriarchal subsystem of equality (e.g., 90% of employees in the equality ombudsman office are female, p. 354). The ombudsman has a policy not to comment on complaints involving custody and divorce, purportedly to not interfere with the court system, but the author suggests that it stems from a bias against men, perhaps due to prioritizing women’s status over equality or wanting to avoid a flood of complaints from men (p. 354). This is made more explicit by another comment from the ombudsman’s office saying that it is not taking action on certain cases of discrimination against men because “the main purpose of the equality law is to improve women’s status especially in the labor market”, suggesting that the law should be applied more strictly to cases of discrimination against women (p. 381).
Patriarchal & matriarchal subsystems: 57% of discrimination cases in the matriarchal subsystem of society (as defined in chapter 6) were against men, compared to 31% in neutral domains, and 17% in the patriarchal subsystem of society (p. 358).
Discrimination examples: Many cases of discrimination against women (e.g., a workplace that only required women to do extra cleaning tasks on top of their regular duties) are recounted on the same pages but we’ll look at men here.
Likely motives: Two alternative rating methods (tables 52 and 53) find that either (certain) feminist ideas are the most common motivators of discrimination against men, or sexism and the feminine bias are the most common motivators (feminine bias meaning unintentional gender bias of groups of women, counterpart to masculine bias of groups of men). Financial motives were also frequent (pp. 401-402).
SOURCE: https://becauseits2015.wordpress.com/2017/10/22/comprehensive-research-on-discrimination-against-men-in-finland/
submitted by mhandanna to LeftWingMaleAdvocates [link] [comments]

I am 36 years old, make $66,900, live in Portland OR and work as a Data Coordinator.

Section Zero: Background
Hello all, happy hoildays! I stumbled upon this subreddit not long ago and have enjoyed the commentary and experiences everyone's shared. Wanted to add another perspective from a mid-30s first-gen American. I've had some missteps regarding careers and finances, but I feel like I'm in a slightly better place now. I tried YNAB in the past but I wasn't consistent enough with it. These days I use Mint to monitor my finances and have a "Finance Friday" each month to review all my accounts and spending. I currently live with my partner TJ and his dog RR. We do not combine finances, but he has been unemployed since March. I have helped him with some bills and basic necessities here and there until he finds his next job or career.
My current financial goals are to just maintain a status quo and not get any debt until pandemic times are over. Then I will focus on a house remodeling fund and savings for taking care of my parents.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? My parents taught us about money from a frugal perspective. They are immigrants who worked in food service/factories. There was always this “save save save” mentality. Even when they started their own small business, we saved like there was no tomorrow. In high school, my calculus teacher bought us all “The Millionaire Next Door” book and had us read it as an assignment - that was my first structured introduction to finances.
Did you worry about money growing up? No, there was always food on the table and a roof over our heads. I knew that our extended family would support us if needed.
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Yes. My dad didn’t finish the high school-equivalent in their country, while my mom did finish high school, but no college. My older and younger siblings took a different path in life after high school. I am the first and only in my family to graduate from college. My parents covered all tuition for my two bachelor degrees with the agreement that I support them fully during their retirement and send them gifts/extra money whenever I can. I feel very lucky and privileged that they were able to provide that education for me.
At what age did you become financially responsible for yourself and do you have a financial safety net? 24 when I went on a work holiday abroad. My family was always available to help when needed, but the experience abroad helped me stand on my own feet. As an adult, I also inherited that “save” mentality and put a lot of my earnings towards savings. I didn’t date until my 30s, lived frugally, didn’t go out to eat/hangout with people, shopped thrift stores, and had very few hobbies. I am starting to “live a little” now though.
Do you or have you ever received passive or inherited income? Aside from the tuition, my parents have helped with a down payment for my first house and living costs during periods of unemployment.

Section One: Assets and Debt
Retirement Balance
If the place I was working at offered a 401k, I would always contribute up to the company match. I started my IRA in my mid-20s and would try to contribute the yearly max. I've stopped that the past 2-3 years though. My Other Brokerage is some play money, but I got tired of staring it and switched to index funds. I haven't contributed anything to it in a few years.
Equity if you're a homeowner
Purchased my first home for $382,000 with 20% down, right before lockdown earlier this year. Perfect timing, right?? I plan to live here until my retirement. My parents contributed $15k while I used most of my savings for the rest.
Savings account balance: $3,073
Checking account balance: $7,800
Credit card debt: I charge everything on my credit card for the points, then pay it off each month using my checking account balance.
Student loan debt: Traditionally no student loan debt as mentioned in Section Zero.

Section Two: Income
Income Progression (listed as gross income with cost of living area):
High School
College and first “career” job
Mental health break
College (again) and second “career” job
Third “career” jobs

Main Job Monthly Take Home:
Monthly Net (paid bi-weekly): $2,758
Deductions:
Side Gig Monthly Take Home:
No side gigs at the moment, but I am thinking of signing up on Upwork.com and doing Excel/data entry projects to help pay the mortgage.
Other Income: TJ’s friend will be staying with us for a month in January, who will pay rent of $800 including utilities. Depending on how that goes, we may take on a roommate in the spare bedroom long-term.

Section Three: Expenses
Mortgage - when I bought the house, the plan was that I would charge TJ a portion of the mortgage costs as “rent”, but since his unemployment I am now covering it all myself.
Regular Monthly Payment: $1677.57
HOA: $30/year
Retirement contribution: Nothing additional than what's been mentioned.
Savings contribution: I used to do $50-100/month, but since COVID I’ve stopped contributing to my savings account.
Investment contribution: None at this time.
Debt payments: $100/month towards TJ's credit card balance of $2,307.
Donations: $10-20/month, usually towards Omaze or Planned Parenthood.
Utilities:
Cellphone: On my parents plan.
Subscriptions:
Gym membership: Pre-COVID I did Orangetheory for a year. I started to pick up free exercise equipment from Craigslist this year, so we have a small garage gym now and utilize YouTube exercise videos instead.
Pet expenses: $10/month. TJ has stockpiled some Costco canned dog food before unemployment, but once that runs out I will likely cover the costs. We also started to make homemade dog food to help supplement.
Car insurance: $460 every 6 months. Car is paid off.
Regular therapy: I will start in the new year. Not sure what the costs are yet, but I will use my HSA to pay.
Vitamins/Medications: $20/month
Groceries & household items: $75/month
Miscellaneous (eating out, house purchases, gifts, etc): $100/month

Section Four: Money Diary
Monday
6:30am Neighbor starts up their truck. We joke that it's our natural alarm clock. They idle for about 15 minutes before heading off. I go back to bed.
9am My real alarm goes off. I put the electric kettle on for some morning tea. While it's boiling, I do my morning routine: drink glass of water, take synthroid, use bathroom, brush teeth, quick shower. I then make tea - Jasmine Pearl English Breakfast with dark forest mix. I started ordering loose leaf tea in large amounts back in March instead of small bags or single serving packets. Seems more economical since I drink it daily. I let the dog out into the backyard so he can do his morning routine.
9:30am I go through my daily tasks for work. They entail checking processes and reports to make sure they ran successfully overnight. I then answer some emails and catch-up on Slack channels.
12pm Lunch is leftover roast chicken and quinoa from Saturday. I heat it up in the instant pot. Love that thing! Almost every meal of ours involves the instant pot. We hardly use the stovetop. We then walk the dog to the business park across from our neighborhood. There's a very short trail that runs along a drainage creek by the business park. It's quite muddy, but has a nice woodsy feeling. Over the summer, we saw sumac trees there as well. Free sumac spice!
1:30pm Department meeting on Zoom. Our director announces his resignation on the call. Everyone is shocked! Layoffs were announced for next year but this was not a part of it. I think it's a good move for him and he doesn't have to have this worry of layoffs over his head.
3pm I meet with an engineer from another team and talk about a data source they are in charge of. He helps me out in understanding it and we identify most of the fields that I need for a project I’m starting.
5:30pm I check in with my partner. He's been watching LinkedIn tutorials on internal recruiting, job coaching and general computeoffice skills. It's a career change that he wants to make - something where he can talk to and help people. He doesn't have a bachelor's, only an associates, and hopes these tutorials will get him a leg up in the job search. I sent him some entry level HR admin roles the other day and remind him to apply. I then heat up leftovers: homemade chana masala and rice. I add some butter and coconut milk to thin it out, so there's enough for both of us.
10:30pm I take some magnesium, vitamin D and Airborne. I say goodnight to the dog who sleeps in the office. Then I say goodnight to TJ. He sleeps in the spare bedroom on weeknights due to his snoring keeping me up. I'm a light sleeper while he is a pretty deep sleeper.
Daily total: $0
Tuesday
9am I check Reddit Secret Santa. My match seems like a really good person. Not sure what to get, but most likely will purchase something off their wishlist. I wish I was more creative with my gift giving.
11am Meeting with business stakeholder. She submitted a few changes to an existing data process about a month ago. I make the change while on the call and have her test. Success! Marking it off the todo list. I love when we can finish things directly on a call.
12:30pm I come out of my office to make lunch. I notice my partner is not home. I check my messages and see that he's stepped out to pick up a few things. I ask for celery, carrots, and kombucha. $17. I make a quick charcuterie board for lunch: Costco salami, cheese, homemade hummus and Triscuits. It's a simple, fast meal that’s always in our rotation.
2pm My partner is back and we take the dog out for a walk and quick round of disc golf at a nearby park. We mask up and play only a few holes. Disc golf is a pretty frugal activity, you only need 2-3 discs to get started. TJ remarks that my throws are getting better, but then again they weren't great to start with. We talk about Christmas/Birthday gifts on the way back home since he was born on New Years Day. He mentioned snowshoeing but asked to not spend that much. I'll do some research!
5pm I think about personal career projects. Should I put up a portfolio of projects somewhere? I decide to try and pull some Yelp data. There’s not a lot of data points that I was interested in. Regardless, I tinker with it for an hour. TJ asks if I'm hungry. I said not so much, but felt thirsty. Maybe some ginger soup tonight?
7:30pm Dinner is served - ginger carrot soup made in the instant pot. We eat some rice crackers with it. Lately I feel like we've been eating more vegetarian dinners. It definitely helps stretch our food budget. We end the evening by finishing Fargo season 3 on Hulu.
Daily total: $17
Wednesday
1:30am I'm woken up by the dog. He's been sneezing a lot and wheezes at random intervals. TJ doesn't have the money for a vet visit but I've offered to pay as long as he calls to make the appointment. I give the dog some coconut oil, rub his belly until he seems better and go back to bed.
7am Garbage day. We usually put it out the night before but I forgot. I get up to go, but TJ handles it. I think, at least. I'm too sleepy to pay attention and go back to bed.
9am I wake up and rinse some dishes that have piled up and put them into the dishwasher. We both grew up in households that had a home dishwasher, but forbade from using it. It was drilled into us that hand washing saves more water, unless you had a restaurant/industrial dishwasher. I think with modern home dishwashers, that's changed, so I wanted to try it out with our dishwasher and monitor the water bill. Don't have any dishwashing pods or powder, so I put some OxiClean in it.
12:30pm I overhear TJ on a call with a recruiting agency. It seems to be going well, lots of laughing. I heat up some taco lasagna that I freezer meal-prepped last month.
2pm Collaborate on a project at work with an engineer. My manager put me on this project since I was asking for an assignment on a more technical team. I'm learning tidbits here and there, but I don't feel like it's structured enough.
5pm I do an Orangetheory-At-Home workout and try to break a sweat. It's not the same as going to their studio.
6pm Charcuterie for dinner. Our fridge is full of store-bought and homemade pickles that go super well on a charcuterie board.
Daily total: $0
Thursday
7am I wake up tired. The house has been feeling more cold, which woke me up a few times. We keep the temp at 72F during the day, at night around 68F since we thought the bedrooms keep the heat in pretty well. My mistake!
9am I do my usual morning routine and login to work. My team mostly spends the morning sending each other emojis.
11:30am Lunch today is mini quiche, frozen chicken and veggie entree, and hot dogs. Not the most cohesive meal, but it fills the belly.
12:30pm TJ heads out to his mailbox that's 30 minutes away. He is still waiting on his tax return and a 401k withdrawal. His taxes had to be filed by mail for some reason, then the IRS office shut down due to COVID. So he wanted to see if it arrived yet at the mailbox. He also takes the dog to the vet's urgent care on his way. They didn't have any regular openings available until the end of the year, and the dog seemed to be getting worse. I give TJ $40 to mail a gift package to a friend in France and also reiterate that I'll cover the vet bill when he gets it.
4:30pm I pay some bills, my favorite activity (not)! Sewer bill: $59.44 (billed every 2 months). Geico bill: $459.60 billed every 6 months. Then I follow up with my mortgage officer over email. I had sent her some documents for a refinance quote last week, but haven't heard back. Rates keep dropping, so I'm told, but what does that really mean? I do some research on realestate.
5pm TJ messages me and says he'll be back for dinner. I ask him to pick up some Popeyes via drive thru since we both don't feel like cooking today. Popeyes is currently our fancy “going out to eat” food. $24.17 for a 4pc dinner meal and a 2pc dinner meal.
Daily total: $583.21
Friday
8:30am Busy morning at work. My phone is buzzing with emails and Slack messages. I try to answer them while I make tea.
10am Zoom Department happy hour. We reminisce about our director and then play those Jackbox party games. Some of them are hard!
11am TJ asks if he can make me anything for lunch. He suggests savory oatmeal, quick and easy. I tell him that I really appreciate him making meals/doing chores/etc without me prompting. We've been having conversations about "house project management" and mental load because I did most of the chores or I had to continually remind/tell him to do it. I'm really happy to see us progress on this front. I decide to work through my lunch break so I can end the day early. I don't often do that, but I'm ready to get the weekend started.
2pm I check on TJ in the spare bedroom and ask if the dog has been fed yet, since he was nipping at my feet. I notice something off about TJ and ask how he is doing. TJ is depressed about his personal life, career, finances. He doesn't know what to do, spends half the day meditating and reflecting on past trauma. I've been prodding him to get a therapist but he is confused about his insurance. He makes an appointment with a primary care doctor first. I feed the dog some homemade dog-friendly beef stew.
4pm My mom swings by the house (but doesn't enter). She currently works at a school who distributes free USDA food boxes since March. There's often many boxes leftover that would go to waste, so she will grab a box for us. Onions, potatoes, beets, turnips, eggs, cheese, butter, frozen veggies and frozen chicken. She also brought her vintage pasta maker. I asked last week if she ever used it these days and her reply was “no, feel free to have it”. I love pasta and noodles and figure it would be great to make it ourselves as a frugal hobby.
8pm We catch up on Mandalorian and watch silly Youtube videos before heading off to bed.
Daily total: $0
Saturday
9am I open up my web browser and look at Craigslist and NextDoor for free stuff. I've been scouring for free landscape rocks, pegboards, and wood for house projects. I had this grand ambition to redesign our backyard. It faces our neighbor and currently the fence is pretty low. They can see into our kitchen and bedroom and we can see them. But y'know, COVID and going from dual income house to single income means it all has to be put on hold. So I've been looking for free items in the meantime. Over the past months, I've gotten planter pots, plant cuttings, a raised bed, stepping stones, all from free listings. I don't see anything worthwhile so I go and make some tea.
11am I look at Amazon and make some purchases for Reddit Secret Santa. A foodie kit, DVD of their favorite movie, and some cute pens for their writing hobby. $54. I hope they like it!
12pm TJ heats up leftover stir-fry for lunch for us. I put on some Binging with Babish and we watch how to make pasta. We have a plan - TJ makes the pasta, I make the sauce. Perfect date night activity at home. We watch some more videos on pasta and noodles to educate ourselves.
4pm I start prepping veggies. Big batch of onions, canned tomatoes, ground beef and butter in the instant pot. Meanwhile, TJ works on the pasta by following Babish's instructions.
7pm We gorge on fresh made pasta and bolognese sauce. It's so good! We end up watching Fargo.
11pm Usually I'll be in bed by now, but it's a Saturday and not tired yet (probably because of all that pasta). We play some Kirby's Dream Course on the Switch.
Daily total: $54
Sunday
10am Quick walk around the neighborhood with the dog. He's on a new routine now with the medicine he's taking. It seems to be helping his breathing issues.
11am The pasta maker and flour is still out since we didn't clean up yesterday. There's some old pie crust in the fridge so I roll it out with the pasta machine for mini quiches. (Sally's Baking Addiction blog is my go-to place for her all-butter crust and quiche recipes btw). TJ helps by mixing up the eggs.
3pm I play some Genshin Impact (GI) on my phone while TJ plays Starcraft in the office. I don't usually play gacha games, but the Zelda BotW-style of GI appealed to me. A gacha game is a game with randomized characteitem boxes that you use real-money to purchase a “pull” or to spin the wheel. I know the gacha parts of the game can be a real money sink if you get addicted to them, it’s almost like gambling. My main team is Fischl, Bennett, Barbara and Noelle. I level up to AR 22 and look up free-to-play tutorials for the game.
6pm There's some leftover pasta from yesterday, enough for both of us. I throw in some roasted beets to round out the meal. We watch more Fargo while eating. Almost done with Season 3!
10pm I find a tour operator who offers a small, socially-distant snowshoeing tour up on the mountain. I reserve for two people - this will be TJ's Christmas/birthday gift. $75. Off to bed for another workday.
Daily total: $75
Weekly Total: $689.79
Section Five: Reflections
Aside from the car insurance bill, this was a typical week for me, COVID or not. We make the majority of our meals at home and usually splurge on drive-thru/delivery once every other week. I may have overspent on the Secret Santa gift, but I don't often give gifts out to friends. It's not something our family does either. For TJ’s Christmas/birthday gift, we usually talk upfront about costs. I’ve gifted him fancy restaurant experiences the past 2 years, since we can share that experience, but obviously can’t do that now. Snowshoeing is a nice change of pace.
The conversations with TJ this week have given me thought on how to approach him differently about finances and working together in a relationship. I’m still unsure about the future financially, particularly as my parents near retirement age and that TJ has pulled out his 401k to pay his debts. I don't know if I can support both my parents and TJ together, so I am finding ways to upskill and/or side hustles without becoming a workaholic or bogged down by stress.
Writing this money diary was also the first time where I really paid attention to my past income and current income. I might be contributing too much into ESPP that could go towards the 401k or mortgage instead? I also seem to have been underpaid for what I did in past jobs, even in a LCOL area.
submitted by throwaway_md_182481 to MoneyDiariesACTIVE [link] [comments]

DraftKings (NASDAQ: DKNG) - Deep Dive Research - Part 1

TL:DR
Hello, welcome to my first deep dive write up.
My name’s Mark and I’m an accountant with a passion for investing. About two years ago, I used to work as an auditor at a public accounting firm and have been behind the scenes at many different publicly traded and privately held companies in the U.S. My goal is to bring my unique perspective from that past experience, my current experience working in a new role at a large corporation, and my understanding of accounting to help break down some of the most exciting growth stocks on the market today.
I’m a long-term investor. I am focused on finding great companies and holding them for a long time. I’m willing to endure volatility, crazy price drops, and everything that comes with this approach as long as the facts that led me to originally invest and believe in that company have not changed. If you want to learn more about this approach. I recommend reading the book “100 Baggers” by Chris Mayer.
Introduction
I think it’s fitting that my first stock pick has to do with sports. Sports has been a part of my life since I could walk at the age of 2. First with baseball and soccer, and then later in my childhood with golf. I’ve always played American football and basketball for fun as well and have always been an avid fan of all the major sports in the US.
I started playing fantasy sports (mostly just fantasy football) about 6 years ago and have always enjoyed it. Traditionally, with fantasy football you draft a team at the beginning of the year and those are your players for the rest of the season. If you have a bad draft, oh well. You can try to improve your team with trades and free agent additions but it is tough. Leagues usually consist of 10-14 teams (each managed by an individual) and there’s obviously only one winner at the end of the season (about 4 months after the draft). This can lead to the managers of the lower performing teams losing interest as the season wanes on. I believe DraftKings’ (DK) founders saw this issue and saw an opportunity. Enter, daily fantasy sports. Now, with the DK platform you can draft a new team every week. Or if you want, every day. This allows fans of fantasy sports to engage at whichever point of the season they want and at varying financial stakes.
The Thesis Statement
For every stock pick I make, I want to provide a quick thesis statement that can serve as a reminder for why I’m buying and holding that stock for the long term. I’ll always aim to make it just a few sentences long so it can easily be remembered and internalized. This helps during times when the price may sporadically drop and you need to remember why you’re holding this position.
The thesis statement I have come up with for DK is as follows:
“DraftKings: The leader in allowing fans to engage financially with their favorite sports, teams, and players. Having money at stake makes the game a lot more interesting to watch. The era of daily fantasy sports games, online sports betting, and online betting (outside of sports), is just getting started and DK is as well positioned (or better positioned) than anyone to capitalize off of this trend.”
Notice how I said “allowing fans to engage financially” as the first sentence and not necessarily “allowing fans to gamble”. There’s a reason for that. According to US Federal Law, Daily Fantasy Sports (DFS) contests have specifically been exempted from the prohibitions of the Unlawful Internet Gambling Enforcement Act (UIGEA). DK has always been, and I believe will continue to be DFS contests 1st, sports betting 2nd, and other forms of gambling/entertainment 3rd. It is noteworthy that states at an individual level can still deem DFS contests illegal if they so wish, but as of this writing (11/26/20), 43 of the 50 US States allow DFS contests and DK, accordingly, is offering DFS contests in all 43 of those US States.
I’ll try to clarify the difference between DFS contests and sports betting real quick:
DFS Contest – Pay a pre-set entry fee to enter a contest. All entry fees go towards “The Pot”. “Draft” 9 players to be on your “Team” for 1 week. Enter your “Roster” into a contest with other players (could range from 1 other person to 1,000s of people, the DK user can choose). Whichever “Roster” amasses the most points for that week out of all contestants wins. The winner will get the highest payout, and depending on the nature of the contest, other top finishers will receive smaller payouts as well.
Sports Gambling – Team A is considered a 10 point favorite to defeat Team B. This means that Team A is expected, by the professional gambling line setters, to outscore Team B by 10 points. This is known as a point spread. You can bet on the underdog or the favorite. If you bet on the favorite, they have to win by more than 10 points for you to win the bet. If you bet on the underdog, you will win the bet as long as the underdog keeps the game within less than a 10 point defeat.
These are just a couple simple examples to help you see the difference. Sports Gambling (the 2nd priority of DK) is a very lucrative market just as the DFS contests are. However, in the US, Federal Laws and regulations are a lot stricter on Sports Gambling than they are on DFS. As of this writing (11/27/20), 22 states (including the District of Columbia) out of 51 possible allow sports gambling.
DK is still in the infancy stages of getting their sports gambling business going. In the 22 states where they could potentially operate, they currently have a sports gambling offering in 11 of those states. The sports gambling business model for DK can be broken into two main offerings – mobile sports betting, and retail sports betting. Mobile sports betting means you can place a sports bet online from the comfort of your own home, while retail sports betting means you must go to a casino and place a bet with the sportsbook in person. I personally believe mobile sports betting is the real potential cash cow for DK out of the two types of sports betting offerings due to the convenience and ease of access. DK is currently working on and encouraging customers to lobby their state lawmakers to legalize sports gambling in more states.
How DK makes money
At the very least, before you invest in a company, you better understand how they make money. In Chris Mayers’ excellent book, 100 Baggers, that I mentioned above, he continually references top line revenue growth as one of the main common indicators of a possible 100 Bagger. This isn’t to tell you that any stock I pick will be a 100 Bagger just because it has great top line revenue growth, but if I am looking at a growth stock to hold for the long term, revenue growth is one of the first things I look at.
For DK, their means of making money is quite simple. I already went into detail above about DFS Contests and Sports Gambling. In DK’s latest 10-Q filing with the SEC (filed 11/13/20), revenue is broken out into two main streams: Online Gaming and Gaming Software.
Online Gaming (82% of Total Revenue for 9 months ended 9/30/20):
Online gaming is the true core business of DK and includes the aforementioned DFS Contests, Sports Gambling and additional gambling (non-sports) opportunities. DK refers to their additional gambling (non-sports) as “iGaming” or “online casino”.
For the 9 months ended 9/30/20, Online Gaming revenue totaled $239M, up 30% YoY from $184M in the same prior year period. Keep in mind, that this is an increase that happened during a COVID-19 global pandemic that delayed and shortened many professional sports seasons.
Online gaming revenue is earned in a few ways that are slightly different, but very similar overall. In order to enter a DFS contest, a customer must pay an entry fee. DFS revenue is generated from these entry fees collected, net of prize payouts and customer incentives awarded to users. In order to place a sports bet (sports gambling), a customer places a wager with a DK Sportsbook. The DK Sportsbook sets odds for each wager that builds in a theoretical margin allowing DK to profit. Sports gambling revenue is generated from wagers collected from customers, net of payouts and incentives awarded to winning customers. The last form of online gaming revenue is earned in similar fashion to a land-based casino, offering online versions of casino games such as blackjack, roulette, and slot machines.
Gaming Software (18% of Total Revenue for 9 months ended 9/30/20):
While the Online Gaming revenue stream mentioned above is a Business to Consumer (B2C) model, the Gaming Software revenue stream is a Business to Business (B2B) model. The Gaming Software side of the business was born out of the acquisition of SBTech, a company from the Isle of Man (near the UK) founded in 2007 that has 12+ years of experience providing online sports betting platforms to clients all over the world. The acquisition occurred as part of the SPAC driven IPO in April of 2020 that combined “the old DK company” with SBTech so that they now are “the new DK company” listed as DKNG on the NASDAQ. SBTech is a far more important part of the story than just being 18% of today’s revenue. The reason for this is because DK will eventually (planned mid-late 2021) be migrating all of their DFS and gambling offerings onto SBTech’s online platforms. Currently, for DFS, DK uses their own proprietary platform but that will move to SBTech with the migration. Currently, for online gambling, DK uses Kambi, the same online gambling platform that services Penn Gaming (PENN), a DK rival. But that’s enough about the software migration for now, back to the Gaming Software revenue.
The Gaming Software revenue stream for DK is essentially a continuation of SBTechs’ B2B business model. DK contracts with business customers to provide sports and casino betting software solutions. DK typically enters two different type of arrangements with B2B customers when selling the gaming software:
  1. Direct Customer Contract Revenue: In this type of transaction, the software is sold directly to a business (casino for example) that wants to use the software for their own gambling operations. This revenue is generally calculated as a percentage of the wagering revenue generated by the business customer using DK’s software and is recognized in the periods in which those wagering and related activities conclude.
  2. Reseller Arrangement Revenue: In this type of transaction, DK provides distributors with the right to resell DK’s software-as-a-service offering to their clients, using their own infrastructure. In reseller arrangements, revenue is generally calculated via a fixed monthly fee and an additional monthly fee which varies based on the number of gaming operators to whom each reseller sub-licenses DK’s software.
As mentioned above, SBTech was an international company based in the Isle of Man before being acquired by DK. Thus, the majority of their business in their first 12 years of operating independently has always been international and outside of the United States. This has helped DK, which has historically been US focused, expand it’s international reach.
A perfect example of expanding this international reach occurred recently during October (technically Q4) in which DK’s B2B technology (powered by SBTech) helped enable the launch of “PalaceBet”, a new mobile and online sportsbook offering from Peermont, a South Africa based resort and casino company. The deal was headed by DK’s new Chief International Officer, Shay Berka, who previously spent 10 years working for SBTech as CFO and General Manager. Mr. Berka took on the role of DK’s Chief International Officer upon the merger in April earlier this year. I think this deal shows that DK has integrated SBTech and it’s business very well into the larger business as a whole. They are not wasting any time using their newly acquired resources to expand their reach and bring in new sources of revenue.
This is the end of my first article about DK. My goal is to drop Part 2 later this week. The focus of Part 2 will be an in depth answer of the question – “Can we 10x from here?”
Disclosure: I am/we are long DKNG. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
submitted by Historical-Comment36 to SecurityAnalysis [link] [comments]

DraftKings (NASDAQ: DKNG) - Deep Dive Research - Part 1

TL:DR
Hello, welcome to my first deep dive write up.
My name’s Mark and I’m an accountant with a passion for investing. About two years ago, I used to work as an auditor at a public accounting firm and have been behind the scenes at many different publicly traded and privately held companies in the U.S. My goal is to bring my unique perspective from that past experience, my current experience working in a new role at a large corporation, and my understanding of accounting to help break down some of the most exciting growth stocks on the market today.
I’m a long-term investor. I am focused on finding great companies and holding them for a long time. I’m willing to endure volatility, crazy price drops, and everything that comes with this approach as long as the facts that led me to originally invest and believe in that company have not changed. If you want to learn more about this approach. I recommend reading the book “100 Baggers” by Chris Mayer.
Introduction
I think it’s fitting that my first stock pick has to do with sports. Sports has been a part of my life since I could walk at the age of 2. First with baseball and soccer, and then later in my childhood with golf. I’ve always played American football and basketball for fun as well and have always been an avid fan of all the major sports in the US.
I started playing fantasy sports (mostly just fantasy football) about 6 years ago and have always enjoyed it. Traditionally, with fantasy football you draft a team at the beginning of the year and those are your players for the rest of the season. If you have a bad draft, oh well. You can try to improve your team with trades and free agent additions but it is tough. Leagues usually consist of 10-14 teams (each managed by an individual) and there’s obviously only one winner at the end of the season (about 4 months after the draft). This can lead to the managers of the lower performing teams losing interest as the season wanes on. I believe DraftKings’ (DK) founders saw this issue and saw an opportunity. Enter, daily fantasy sports. Now, with the DK platform you can draft a new team every week. Or if you want, every day. This allows fans of fantasy sports to engage at whichever point of the season they want and at varying financial stakes.
The Thesis Statement
For every stock pick I make, I want to provide a quick thesis statement that can serve as a reminder for why I’m buying and holding that stock for the long term. I’ll always aim to make it just a few sentences long so it can easily be remembered and internalized. This helps during times when the price may sporadically drop and you need to remember why you’re holding this position.
The thesis statement I have come up with for DK is as follows:
“DraftKings: The leader in allowing fans to engage financially with their favorite sports, teams, and players. Having money at stake makes the game a lot more interesting to watch. The era of daily fantasy sports games, online sports betting, and online betting (outside of sports), is just getting started and DK is as well positioned (or better positioned) than anyone to capitalize off of this trend.”
Notice how I said “allowing fans to engage financially” as the first sentence and not necessarily “allowing fans to gamble”. There’s a reason for that. According to US Federal Law, Daily Fantasy Sports (DFS) contests have specifically been exempted from the prohibitions of the Unlawful Internet Gambling Enforcement Act (UIGEA). DK has always been, and I believe will continue to be DFS contests 1st, sports betting 2nd, and other forms of gambling/entertainment 3rd. It is noteworthy that states at an individual level can still deem DFS contests illegal if they so wish, but as of this writing (11/26/20), 43 of the 50 US States allow DFS contests and DK, accordingly, is offering DFS contests in all 43 of those US States.
I’ll try to clarify the difference between DFS contests and sports betting real quick:
DFS Contest – Pay a pre-set entry fee to enter a contest. All entry fees go towards “The Pot”. “Draft” 9 players to be on your “Team” for 1 week. Enter your “Roster” into a contest with other players (could range from 1 other person to 1,000s of people, the DK user can choose). Whichever “Roster” amasses the most points for that week out of all contestants wins. The winner will get the highest payout, and depending on the nature of the contest, other top finishers will receive smaller payouts as well.
Sports Gambling – Team A is considered a 10 point favorite to defeat Team B. This means that Team A is expected, by the professional gambling line setters, to outscore Team B by 10 points. This is known as a point spread. You can bet on the underdog or the favorite. If you bet on the favorite, they have to win by more than 10 points for you to win the bet. If you bet on the underdog, you will win the bet as long as the underdog keeps the game within less than a 10 point defeat.
These are just a couple simple examples to help you see the difference. Sports Gambling (the 2nd priority of DK) is a very lucrative market just as the DFS contests are. However, in the US, Federal Laws and regulations are a lot stricter on Sports Gambling than they are on DFS. As of this writing (11/27/20), 22 states (including the District of Columbia) out of 51 possible allow sports gambling.
DK is still in the infancy stages of getting their sports gambling business going. In the 22 states where they could potentially operate, they currently have a sports gambling offering in 11 of those states. The sports gambling business model for DK can be broken into two main offerings – mobile sports betting, and retail sports betting. Mobile sports betting means you can place a sports bet online from the comfort of your own home, while retail sports betting means you must go to a casino and place a bet with the sportsbook in person. I personally believe mobile sports betting is the real potential cash cow for DK out of the two types of sports betting offerings due to the convenience and ease of access. DK is currently working on and encouraging customers to lobby their state lawmakers to legalize sports gambling in more states.
How DK makes money
At the very least, before you invest in a company, you better understand how they make money. In Chris Mayers’ excellent book, 100 Baggers, that I mentioned above, he continually references top line revenue growth as one of the main common indicators of a possible 100 Bagger. This isn’t to tell you that any stock I pick will be a 100 Bagger just because it has great top line revenue growth, but if I am looking at a growth stock to hold for the long term, revenue growth is one of the first things I look at.
For DK, their means of making money is quite simple. I already went into detail above about DFS Contests and Sports Gambling. In DK’s latest 10-Q filing with the SEC (filed 11/13/20), revenue is broken out into two main streams: Online Gaming and Gaming Software.
Online Gaming (82% of Total Revenue for 9 months ended 9/30/20):
Online gaming is the true core business of DK and includes the aforementioned DFS Contests, Sports Gambling and additional gambling (non-sports) opportunities. DK refers to their additional gambling (non-sports) as “iGaming” or “online casino”.
For the 9 months ended 9/30/20, Online Gaming revenue totaled $239M, up 30% YoY from $184M in the same prior year period. Keep in mind, that this is an increase that happened during a COVID-19 global pandemic that delayed and shortened many professional sports seasons.
Online gaming revenue is earned in a few ways that are slightly different, but very similar overall. In order to enter a DFS contest, a customer must pay an entry fee. DFS revenue is generated from these entry fees collected, net of prize payouts and customer incentives awarded to users. In order to place a sports bet (sports gambling), a customer places a wager with a DK Sportsbook. The DK Sportsbook sets odds for each wager that builds in a theoretical margin allowing DK to profit. Sports gambling revenue is generated from wagers collected from customers, net of payouts and incentives awarded to winning customers. The last form of online gaming revenue is earned in similar fashion to a land-based casino, offering online versions of casino games such as blackjack, roulette, and slot machines.
Gaming Software (18% of Total Revenue for 9 months ended 9/30/20):
While the Online Gaming revenue stream mentioned above is a Business to Consumer (B2C) model, the Gaming Software revenue stream is a Business to Business (B2B) model. The Gaming Software side of the business was born out of the acquisition of SBTech, a company from the Isle of Man (near the UK) founded in 2007 that has 12+ years of experience providing online sports betting platforms to clients all over the world. The acquisition occurred as part of the SPAC driven IPO in April of 2020 that combined “the old DK company” with SBTech so that they now are “the new DK company” listed as DKNG on the NASDAQ. SBTech is a far more important part of the story than just being 18% of today’s revenue. The reason for this is because DK will eventually (planned mid-late 2021) be migrating all of their DFS and gambling offerings onto SBTech’s online platforms. Currently, for DFS, DK uses their own proprietary platform but that will move to SBTech with the migration. Currently, for online gambling, DK uses Kambi, the same online gambling platform that services Penn Gaming (PENN), a DK rival. But that’s enough about the software migration for now, back to the Gaming Software revenue.
The Gaming Software revenue stream for DK is essentially a continuation of SBTechs’ B2B business model. DK contracts with business customers to provide sports and casino betting software solutions. DK typically enters two different type of arrangements with B2B customers when selling the gaming software:

  1. Direct Customer Contract Revenue: In this type of transaction, the software is sold directly to a business (casino for example) that wants to use the software for their own gambling operations. This revenue is generally calculated as a percentage of the wagering revenue generated by the business customer using DK’s software and is recognized in the periods in which those wagering and related activities conclude.
  2. Reseller Arrangement Revenue: In this type of transaction, DK provides distributors with the right to resell DK’s software-as-a-service offering to their clients, using their own infrastructure. In reseller arrangements, revenue is generally calculated via a fixed monthly fee and an additional monthly fee which varies based on the number of gaming operators to whom each reseller sub-licenses DK’s software.
As mentioned above, SBTech was an international company based in the Isle of Man before being acquired by DK. Thus, the majority of their business in their first 12 years of operating independently has always been international and outside of the United States. This has helped DK, which has historically been US focused, expand it’s international reach.
A perfect example of expanding this international reach occurred recently during October (technically Q4) in which DK’s B2B technology (powered by SBTech) helped enable the launch of “PalaceBet”, a new mobile and online sportsbook offering from Peermont, a South Africa based resort and casino company. The deal was headed by DK’s new Chief International Officer, Shay Berka, who previously spent 10 years working for SBTech as CFO and General Manager. Mr. Berka took on the role of DK’s Chief International Officer upon the merger in April earlier this year. I think this deal shows that DK has integrated SBTech and it’s business very well into the larger business as a whole. They are not wasting any time using their newly acquired resources to expand their reach and bring in new sources of revenue.
This is the end of my first article about DK. My goal is to drop Part 2 later this week. The focus of Part 2 will be an in depth answer of the question – “Can we 10x from here?”
Disclosure: I am/we are long DKNG. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
submitted by Historical-Comment36 to investing [link] [comments]

Marvel Cinematic Universe Thematic Breakdown

Recently, I took the time to go through the scores of all 23 MCU films and dissect their musical themes and motifs each composer brought to their films! I know that the MCU gets tons of flack for their lack of continuity of themes, and, while I agree, I hope to shed light on the continuity that is there! I have a deep love and appreciation for the MCU's music, and hope this breakdown will be useful! :)
Sidenote: I tried my best to accurately name all of the themes and motifs, but some are not confirmed. I also gave different names for the different themes for a character that might have multiple themes, in hopes that it would tell a better story when listening to the scores, as if the character has grown out of one theme, and into a new one, similar to their growth as a character in the films.
Iron Man - Ramin Djawadi
-Iron Man Tinkerer Theme
'Driving With The Top Down' (0:08)
-Creating New Tech Theme
'Mark II' (0:19)
-Tony and Pepper Theme
'Extra Dry, Extra Olives' (0:00)
-Rescue Theme
'Rescue' (0;29)
-Iron Monger Theme
'Iron Monger' (2:00)
The Incredible Hulk - Craig Armstrong
-Hulk Theme
'Hulk Theme' (0:00)
-Bruce Banner Theme
'Bruce Found' (0:51)
-Bruce and Betty Theme
'Bruce and Betty' (0:00)
Iron Man 2 - John Debney
-Iron Man Redemption Theme
'I Am Iron Man' (0:00)
-Pepper Theme
'Making Pepper CEO' (0:00)
-Ivan Vanko Theme
'Metamorphosis' (0:00)
-Stark Expo Theme
'Make Way For Tomorrow Today' (0:00)
Thor - Patrick Doyle
-Thor King Theme
'Sons of Odin' (0:00)
-Odin Theme (Thanks to u/-faffos- for pointing out this theme!)
'Odin Confesses' (0:00)
-History of Asgard Theme
'Prologue' (0:00)
Captain America: The First Avenger - Alan Silvestri
Returning: Stark Expo Theme
-Captain America Soldier Theme
'Captain America' (0:00)
-Final Goodbye Theme
'"This Is My Choice"' (0:25)
-Planning Theme
'Unauthorized Night Flight' (2:13)
-Infinity Stone Theme
'Schmidt's Treasure' (1:54)
The Avengers - Alan Silvestri
Returning: Captain America Soldier Theme, Infinity Stone Theme, Hulk Theme
-Iron Man Avenger Theme
'Stark Goes Green' (0:24)
-Black Widow Theme
'I Got A Ride' (2:40)
-Avengers Theme
'The Avengers' (0:00)
-Relief Theme
'One Way Trip' (0:52)
-Tony's Sacrifice Theme
'One Way Trip' (3:27)
-Hellicarrier Theme
'Hellicarrier' (0:00)
-Iron Man Suit Up Theme
'Performance Issues' (3:02)
-Loki Theme (Thank you to u/Sammy_Zee for their help finding this theme!)
'Subjugation' (0:10)
Iron Man 3 - Brian Tyler
-Iron Man Hero Theme
'Battle Finale' (0:36)
-Tony's Past Theme
'Isolation' (1:02)
-Mandarin Theme
'Another Lesson From Mandy' (0:44)
-Extremis Theme
'Another Lesson From Mandy' (0:00)
Thor: The Dark World - Brian Tyler
Returning: Captain America Soldier Theme
-Thor Hero Theme
'Thor: The Dark World' (0:00)
-Asgard Theme
'Asgard' (0:06)
-Into Eternity Theme
'Into Eternity' (2:50)
-Loki Theme (Thanks to u/Verb_Noun_Number for their help finding this them!)
'Shadows of Loki' (1:05)
Captain America: The Winter Soldier - Henry Jackman
Returning: Captain America Soldier Theme
-Captain America Fugitive Theme
'Taking a Stand' (0:00)
-Falcon Theme
'Into the Fray' (1:40)
-The Winter Soldier Theme
'The Winter Soldier' (0:00)
Guardians of the Galaxy Vol. 1 - Tyler Bates
-Guardians of the Galaxy Theme
'Black Tears' (1:59)
-Ronan Theme
'Ronan's Theme' (0:00)
-Sacrifice Theme
'Sacrifice' (0:24)
-Groot Theme
'Groot Spores' (0:00)
-Meredith Quill Theme
'To The Stars' (0:00)
-Nova Corps. Theme
'Ballad of the Nova Corps. (Instrumental)' (0:44)
-Morag Theme
'Morag' (0:00)
Avengers: Age of Ultron - Danny Elfman & Brian Tyler
Returning: Avengers Theme, Iron Man Hero Theme, Thor Hero Theme, Captain America Soldier Theme, Hellicarrier Theme
-Age of Ultron Theme
'Heroes' (0:00)
-Ultron Theme
'Avengers: Age of Ultron Title' (0:27)
-Scarlett Witch and Quicksilver Theme
'Can You Stop This' (0:33)
-Vision Theme
'Rise Together' (2:13)
-Hulk and Black Widow Theme
'Breaking and Entering' (2:17)
-Peace Theme
'Hulkbuster' (3:59)
Ant-Man - Christophe Beck
Returning: Avengers Theme, Falcon Theme
-Ant-Man Theme
'Theme From Ant-Man' (0:00)
-Family Theme
'Small Sacrifice' (0:06)
-Ants Theme
'Tiny Telepathy' (0:21)
-Yellowjacket Theme
'The Water Main' (0:00)
Captain America: Civil War - Henry Jackman
Returning: Avengers Theme, The Winter Soldier Theme, Captain America Fugitive Theme
-Civil War Theme
'Civil War' (0:54)
-Consequences Theme
'Celestial Bodies' (0:00)
-Iron Man Enemy Theme
'Making Amends' (1:16)
-Spider-Man Rookie Theme
'A New Recruit' (0:32)
-Black Panther Hunter Theme
'The Tunnel' (3:36)
-Zemo Theme
'Siberian Overture' (0:00)
Doctor Strange - Michael Giacchino
-Doctor Strange Theme
'Astral Worlds Worst Killer' (4:28)
-Strange's Potential
'The Hands Dealt' (0:00)
-The Ancient One
'Ancient Sorcerer's Secret' (1:25)
-Dormammu Theme
'Reading is Fundamental' (0:00)
-Strange and Palmer
'Post Op Paracosm' (0:00)
Guardians of the Galaxy Vol. 2 - Tyler Bates
Returning: Guardians of the Galaxy Theme, Meredith Quill Theme
-Fathers Theme
'Family History' (0:00)
-Sovereign Theme
'The Mantis Touch' (0:28)
Spider-Man: Homecoming - Michael Giacchino (My Favorite Score)
Returning: Avengers Theme
-Spider-Man Hero Theme
'Spider-Man: Homecoming Suite' (0:00)
-Vulture Theme
'Spider-Man: Homecoming Suite' (2:51)
-Iron Man Mentor Theme
'A Stark Contrast' (0:41)
-Peter and Liz Theme
'Spider-Man: Homecoming Suite' (3:50)
-Peter Parker Theme
'The Baby Monitor Protocol' (0:16)
Thor: Ragnarok - Mark Mothersbaugh
Returning: Thor King Theme, Hulk and Black Widow Theme, The Lonely Man Theme, Doctor Strange Theme, Into Eternity Theme
-Thor Leader Theme
'Thor: Ragnarok' (0:43)
-Ragnarok Theme
'Ragnarok Suite' (3:06)
-Hela Theme
'Twilight of the Gods' (4:03)
-Twilight of the Gods Theme
'Twilight of the Gods' (0:00)
Black Panther - Ludwig Göransson (Academy Award Winning Score)
-Black Panther King Theme
'Wakanda' (1:24)
-Kilmonger Theme
'Kilmonger' (2:24)
-Dora Milaje Theme
'Casino Brawl' (2:36)
-Ancestry Theme
'Ancestral Plane' (2:55)
-Royal Talon Fighter Theme
'Glory to Bast' (0:27)
Avengers: Infinity War - Alan Silvestri
Returning: Avengers Theme, Infinity Stone Theme, Black Panther King Theme, Doctor Strange Theme, Planning Theme, Final Goodbye Theme, Iron Man Suit Up Theme
-Thanos Theme
'Travel Delays' (0:11)
-Thanos' Goals Theme
'Porch' (0:00)
-Black Order Theme
'Travel Delays' (2:56)
-Thor Redemption Theme
'Travel Delays' (4:15)
-Tony and Pepper Parents Theme
'No More Surprises' (0:00)
-Vormir Theme
'A Small Price' (2:09)
-Getting a Stone Theme
'Undying Fidelity' (1:39)
Ant-Man and The Wasp - Christophe Beck
Returning: Ant-Man Theme, Family Theme, Ants Theme
-The Wasp Theme
'It Ain't Over Till The Wasp Lady Stings' (0:00)
-Ghost Theme
'Revivification' (1:34)
-Hank Pym Theme
'Arthropodie' (0:00)
Captain Marvel - Pinar Toprak
Returning: Avengers Theme
-Captain Marvel Theme
'Captain Marvel' (0:00)
-Skrull Theme
'High Score' (0:26)
-Star Force Theme
'Let's Bring Him Home' (0:41)
-S.H.I.E.L.D. Theme
'Escaping the Basement' (2:42)
-Pursuit Theme
’Lost the Target’ (0:00)
-Vers and Yon-Rogg Theme
(Not on the soundtrack, but heard at 4:30 and 1:44:08 in the film)
Avengers: Endgame - Alan Silvestri
Returning: Avengers Theme, Captain Marvel Theme, Doctor Strange Theme, Ant-Man Theme, Captain America Soldier Theme, Black Widow Theme, Relief Theme, Final Goodbye Theme, Twilight of the Gods Theme, Thanos Theme, Thanos' Goals Theme, Infinity Stones Theme, Black Order Theme, Tony and Pepper Parents Theme, Vormir Theme, Morag Theme, Planning Theme
-Portals Theme (Bringing Back the Snapped)
'Portals' (0:13)
-Tony's Fate Theme
'You Did Good' (1:21)
-The Real Hero Theme (Death of Tony)
'The Real Hero' (0:00)
-Black Widow and Hawkeye Theme
'You Shouldn't Be Here' (1:56)
Spider-Man: Far From Home - Michael Giacchino
Returning: Avengers Theme, Spider-Man Hero Theme, Iron Man Mentor Theme
-Mysterio Theme
'Far From Home Suite Home' (4:58)
-The Elementals Theme
'Multiple Realities' (2:06)
-Peter and MJ
'Far From Home Suite Home' (2:29)
-S.W.O.R.D. Theme
'Far From Home Suite Home' (4:00)
That concludes my thematic breakdown of all 23 Marvel Cinematic Universe scores! I will continue to update this breakdown as Phase 4 rolls out! If you have any comments or ideas on the themes, please leave a comment below and I would love to discuss it with you! Thank you to Marvel Studios and all the composers for creating a vast universe of great themes! We love you 3000!
submitted by Whalebag to soundtracks [link] [comments]

$FEAC: 2021's DraftKings

The SPAC FEAC and mobile gaming company Skillz announced a merger agreement on Sep. 1, 2020. Merger date is slated for end of this quarter, so should be coming up soon. I expect FEAC will be 2021's DKNG. Here's why...
What do we know about FEAC? They're the same team that brought Draftkings public (via DEAC), which you may recognize as the single most successful post-merger company of the last 30 SPACs.
What do we know about Skillz? From the company website:
Skillz is the leading mobile games platform that connects players in fair, fun, and meaningful competition. The Skillz platform helps developers build multi-million dollar franchises by enabling social competition in their games. Leveraging its patented technology, Skillz hosts billions of casual esports tournaments for millions of mobile players worldwide, and distributes millions in prizes each month. Skillz has earned recognition as one of Fast Company’s Most Innovative Companies, CNBC’s Disruptor 50, Forbes’ Next Billion-Dollar Startups, and the #1 fastest-growing company in America on the Inc. 5000.
Basically, they host approx. 30 games on their mobile platform, users pay ~$0.60 to enter and winners collect prize money. Revenue for Skillz comes in the form of a "take rate" (i.e. rake in casino terms), but basically just a percentage of the prize money. Currently their take rate is 14%, increasing to 15% in 2020, and planning on increasing to 20% by 2024.
Some valuation numbers: The merges implies a valuation for Skillz of $3.6 billion, or 6.3x projected 2022 revenue. Total PIPE is $159 million, representing just 4.3% of the company valuation. Share terms: "Paradise, Chafkin, substantially all of the existing Skillz stockholders as well as Flying Eagle’s sponsor have agreed to a 24-month lock-up, subject to quarterly releases of 1.5 million shares per holder commencing 180 days following the closing".
The investor presentation provides some truly mindboggling numbers, summarized here:
Ok, so the games are stupid, right? Of course they are, they're mobile games. But you know what else is stupid? Candy Crush and that crap averages 37 minutes of user interaction per day. What does Skillz get? 62 MINUTES. The games are like crack. Even the Chinese superhack TikTok only gets 52 min/day, democracy-destroying Facebook gets 41 min/day, compilation fails/ASMdiy tutorial/pseudo-porn website Youtube gets 30 min/day. Mobile gaming accounts for ~45% of the entire gaming industry (in 2019) and is estimated to be $68 billion, with a CAGR of 20%.
Why I like FEAC/Skillz: With interest rates at all time lows (and not expected to change until at least 2023), cash is cheap and companies can borrow basically unlimited money to fuel exponential growth (and then probably just inflate away debt). Combine this with a complete paradigm shift in international business and industry driven by the tech sector, we are in the golden age (also probably bubble) of hypergrowth companies. IMO, Skillz is an incredibly rare opportunity in terms of early entry into a potentially explosive stock that is already in YOY hypergrowth. Many SPACs are incredibly speculative, dependent on highly theoretical FY2021 and FY2022 revenue growth. With Skillz, although definitely still speculative, you have the opportunity to invest in a relatively overlooked SPAC that is already in hypergrowth with EV/R multiples well below similar peers.
IMO, FEAC/Skillz is the white whale of the current SPAC crop. Skillz games have a crack-like addiction, they're in hypergrowth NOW, have absolutely insane margins (96%), and don't require a massive shift in an entire industry.
How to play it: This could be a little tricky. I'm not sure if there will actually be a significant pump riding up to the ticker change given retail's focus on EV/cloud/SaaS these days. Plus, mobile gaming doesn't have the same allure that sports betting does. Everyone and their mom has heard of DraftKings and Fan Duel, helped out by the Last Week Tonight segment and tons of Youtube ads. However, the growth numbers + revenue margins should be extremely enticing to fund managers, so I hope that large-block buying will increase heading towards the merger.
That being said, it might take until the merger or even early 2021 to get some traction. In any case, I don't think FEAC is a good place to just park cash in hopes of a pop. For that, probably just better to either flip other SPACs on announcement or buy into growth companies. For FEAC, I think it's best to buy in with the plan of holding until at least the first ER, and then decide where to go from there. I'm not going to tell you "THis Is deFInitLey thE NexxT apPLE" *rocketemojirocketemoji*. However, I think that FEAC/Skillz will either have a strong multi-year run after merger, or it will flounder in the sub-$20 range in which case I'll move on. The major catalyst for determining what we can expect from the stock is what happens when the merger date is announced (supposed to be in the next few weeks). If there's a BIG pop (like, +25%), then I'll be very confident the post-merger stock will go on a tear. If reaction is more muted, then we'll have to wait until after the ticker change to see if the market prices in expected revenue growth. If any significant negative press comes out similar to NKLA, I'll trim my position by ~80% immediately.
My positions:
Disclaimer: Do your own DD. Skillz numbers look amazing, but at the end of the day they're still just a mobile game company so investing in FEAC definitely has the potential to backfire. Ok, roast away.

Edit: u/iamgettingbuckets noted in a comment here that he had a sketchy experience applying for a job with Skillz that required actually playing on their app before being able to submit an application. He later deleted the comment and then sent me a DM because his story was anecdotal and u/ImBloom09 didn't find the same thing. However, I still think this is a good first-hand experience story for people to know and consider prior to investing, so I'm including it here as an edit. The FEAC team is the same management that took DKNG public via DEAC, so I'm assuming (hoping) that their reputation from that deal implies they've done the appropriate vetting of Skillz prior to announcing the merger.
Edit 2: S-4/A filed right before market close the day I made this post. Merger vote set for Dec. 16. Commons +20% on news.
submitted by Egg_Veal to SPACs [link] [comments]

Dragon Quest True Best Equipment Guide

So, I want to make a clear and concise guide for any players who recently picked up Dragon Quest XI S: Echoes of an Elusive Age and Have finally entered the Post Game or for people who have already played the game and just want to make sure they have the best gear. If I make any mistakes, please let me know!
First, lets start with the Accessories for each character: The best accessory in the game Hands Down is the Catholicon Ring. 2 For each character ensures you will not have to deal with ill effects such as sleep or confusion. This means you will need 16 gold bars, 160 perfect panacea, 32 royal rubies, and 48 Red Wood … Goodluck! You can craft this ring through the book Kings of the Rings, found in a chest in the Disciple's Trial - Cruel Crypt

Some Key books you will need for forging (a lot of weapons require these; I usually refer to these when I say forging):
Hero's Book of Basic Weapons, is found in the Tower of Lost Time.
>! A Hero's Book of Better Weapons , found in the Disciple's Trial - Eerie Valley!<
>! A Hero's Book of Brilliant Weapons, found by getting all wishes from Drustan.!<
Big Hitters of the Battlefield, found in the Luminary's Trial - Citadel Of Spite
Making Things with Metal Kings, obtainable after turning in 110 mini medals

Note: u/n00bavenger brought up a great point about armor. For a lot of characters, Exotoga and Seraph's Robe can be better than some of the armor I have listed. Its your choice but some of these can be better or worse than the armor listed below.


These will help you get a majority of the best gear. If a item is listed with no item location, presume you can get it from the above books.
First, lets start with the Hero.
Hero
Weapons: I cant really recommend anything as all are great, but dual wielding is good for damage and shield is good for defense. Your choice.
Gear:

Erik
Weapons: I would recommend daggers for their status effects, but its your choice.
Gear:

Veronica
Weapons: I would recommend Heavy Wands
Gear:

Serena
Weapons: I would recommend Wand + shield
Gear:

Sylvando
Weapons (based on charm): Primarily whatever gives you the most charm as those are the abilities you will use most
Gear

Rab
Weapons: Wands are highly recommended
Gear:
Jade
Weapons: Spears are preferred
Gear: (In the switch version, there is a gear that makes you literally invincible, so I will list the best gear and the kinda cheaty gear.)

Eight (Hendrik)
Weapons: Anything works, but I prefer Axe and shield
Gear:

Finally, For item farming, the best characters with accessories and gear are:
Erik: Accessories are Pirate King's Pendant and Bunny tail. The best armor for him is the Vest for Success
Jade: Two bunny tails and Uniforme Chic de l'Académie
Veronica: Two bunny tails and Uniforme Chic de l'Académie
Serena: Two bunny tails and Uniforme Chic de l'Académie
The Bunny Tails can be stolen/dropped by Bunicorns
The Uniforme Chic de l'Académie can be bought at the Quester's Rest in the Alter of the Starry Skies book in Tickington
The Pirate King's Pendant can be obtained through post game story events
The Vest for Success can be found through the quest Richie's Rock-Hard Roulette Challenge (Octagonia)
I really hope this guide goes appreciated. If I missed anything or I got something wrong let me know. If the spoiler text is too much, let me know and I will remove it.

Feel Free To Use This or Share This Without Credit as I Just Want to Be Helpful!

I Hope You Enjoyed This Guide!

submitted by SethDaBest to dragonquest [link] [comments]

An Overly Long Fanmade Ace Attorney 7: Echoes of Discord Pitch: Episode 1. Possible spoilers for all main games (AA1-6)

Hey, everyone! Over the past few weeks, I've been making up a plotline that I think would fit for the inevitable Ace Attorney 7, whenever it releases. As of right now, I only have Episode 1 fully plotted out, but I'll put some of my ideas for the other cases at the end of the post as an author's note, of sorts. Considering how much I wrote for the tutorial case alone, I don't know if I'll ever continue this project, because Case 2, a case with 2 investigations and 2 trials, would basically be 4 times the length of this case, and I don't know if I have the talent to write a compelling mystery that would do a case of that length justice.
The overall concept of the game would be to focus mainly on Athena and Phoenix, and it would involve Phoenix attempting to institute the Jurist System while Athena would have to deal with the Phantom's organization and her past at the Cosmos Space Center and in university. The lawyer-case distribution would be as follows: Phoenix gets 7-1 (tutorial) and 7-4 (filler), Athena would get 7-2, 7-3, and 7-5, which would all be plot relevant, and Apollo would get a Rise from the Ashes style case in Khura'in, which would be unlocked after completing the game instead of being offered as a DLC case.
As this is my ideal version of Ace Attorney 7, I've taken some liberties that the writers at Capcom might not do, as I've taken the Payne brothers out of the main story entirely, but they'll still be in the game in the Phoenix Wright: Asinine Attorney case, which is unlocked after beating the tutorial case. Also, a beloved character from the original trilogy is the victim of the first case of the game, which might be controversial. But I think that the story will be overall more compelling with the changes that I've made, so without further ado, here's the first episode of Ace Attorney: Echoes of Discord!
____________________________________________________________________________________________________________
Episode 1: Turnabout Terror
Date: Late March 2029
Location: Skye Detective Agency
Defendant: Ema Skye
Attorney: Phoenix Wright
Co-Counsel: Athena Cykes
Synopsis: Nine months have passed since the revolution in Khura’in, and after many deliberations, Phoenix has finally regained the trust of the legal system of LA and instituted the Jurist System, which has now been slightly modified since the events of Apollo Justice, the biggest change being the fact that the jurors are present in the court room, like in DGS.
For the first official case under the Jurist System, Phoenix is defending Ema Skye, who has been accused of murdering her older sister, Lana Skye, at the Skye Detective Agency. Ema had been working a case abroad in Khura’in, and as soon as she returned to the US, she went to visit her sister, who became a private investigator after losing faith in the justice system because of Phoenix’s disbarment and the UR-1 incident. When Ema entered the office however, she found her sister dead from an apparent poisoning. Desperate to find out who did it, she dusted the entire scene for fingerprints, not even thinking about preserving the scene. But while she was in the middle of her forensic investigation, Lana’s co-worker, Elias Coggs (Age ???) walked in on her, and contacted the police. When the officers arrived, it was discovered that Lana ingested some Atroquinine poison from her cup of tea, and since it hadn’t been manufactured in the country for two years, Ema became the prime suspect, since she just came back from Khura’in.
In the defendant lobby, Phoenix and Athena are discussing the case with Ema, and she claims that her own fingerprints were found on the bottle of poison, to which Athena and Phoenix are shocked. But she rationalizes that she must have touched the bottle when she was in a state of panic while investigating the crime scene. In the middle of their discussion, Juniper Woods enters the lobby, and she explains to Athena and Phoenix that she will be the forewoman of the jury today. She is nervous, but she’s also treating this as her first official trial experience for when she becomes a judge herself. She gives Phoenix and Athena a newspaper article that is advertising the current trial, saying that she had a hunch that they’d need it. The bailiffs call for the trial to start, and Ema mutters under her breath that the “glimmerous fop” is going to make a spectacle of her sister’s murder.
The trial begins, and Klavier Gavin is revealed to be the prosecutor in charge of this case. He reveals that he’d decided to take the case due to the recent shortage of prosecutors due to the Paynes and others being fired for their incompetence and corruption by Miles Edgeworth. He displays remorse over being the reason why Phoenix lost his badge seven years ago but says that he’s still fired up for a rematch. The judge introduces the 5 jurors for the trial, who are Juniper Woods (No. 1), a male reporter from the Reality News Network (No. 2), Delicia Scones (No. 3), a female computer programmer from Blue Screens Inc. (No. 4), and a young butler resembling Shelly de Killer (No. 5). The judge then admits that he hasn’t studied up on how the reformed jurist system works, and asks Phoenix if he could give him a refresher on how the trial would work, which would serve as the tutorial for the case.
Klavier calls Ema to the stand as his first witness, and she reluctantly agrees to testify about what happened on that day. She has a press-all testimony, which is pretty much identical to what she told Phoenix and Athena in the lobby, but after the testimony ends, the jury goes into a panic because all of them, minus Juniper, are convinced of Ema’s guilt. Athena becomes overwhelmed from the discord from all the jurors’ hearts, and this is where the new trial gameplay mechanic, Discordant Reasoning, is introduced. This would be similar to the Panic Debate from Danganronpa V3, where you have to pick out the statement out of the 5 jurors that’s causing the discord, based on reading their emotions like in the Mood Matrix. The Mood Matrix has now been relegated to investigations because of reasons pertaining to the main prosecutor of the game, and now works similarly to Logic Chess from Investigations 2. After presenting the article that Juniper gave them to the juror that caused the discord, the reporter from the Reality News Network, Ema resumes her testimony.
She assumes that her sister’s killer had recently fled the scene, since she had recently succumbed to the poison when she arrived at the crime scene, but Phoenix points out that the killer could’ve left way earlier, since Atroquinine is a slow acting poison. Ema then gets emotional, saying that she got so caught up in the moment seeing her sister dead that she couldn’t perform a proper investigation into her death. She is overcome by remorse due to the knowledge that she never would’ve been quick enough to stop her sister’s killer. She outright blames Klavier for what happened, saying that if he hadn’t accused Phoenix of forging evidence nine years ago, then Lana wouldn’t have lost faith in the court system, which wouldn’t have lead to her becoming a P.I. after getting out of prison.
Klavier reassures Ema, asking her if she knows the real reason why he took the trial. It turns out, he was certain of her innocence from the beginning, and intended to use the common sense of the Jurist System to prove her innocence. He says that he understands why she might feel the way she does about him, but the show must go on, and the only way the truth will ever be reached is if the defendant tells everything that they know, even if it’s just a hunch. With newfound courage, Ema posits that there might be a clue in Lana’s files on her computer, as Lana had confided in her that she’d been performing an investigation on a high-profile case the last time they saw each other. Luckily for them, Elias Coggs had already looked through Lana’s files and emails, and was waiting in the lobby to testify.
Klavier excuses Ema from the stand for the time being, and calls Elias Coggs to the stand. He appears to be a middle-aged man with a mechanical prosthetic arm, leg, and eye, giving him the appearance of a cyborg. Klavier asks Coggs to state his name and occupation, and he complies, but when probed about his past, he states that it’s classified information. He was put into the Witness Protection Program a long time ago after an incident involving his accident, and can’t disclose anything about his past that isn’t related to the case.
His testimony begins, and he states that on Lana’s computer, he found that on the day of the incident, she had been exchanging emails with two different people. The first being Connie Scout (Age 29), her most recent client, and the second being Phoebe Coronus (Age 41), an old friend of hers from overseas. After probing into his testimony, he admits that the case that Lana was investigating was an international affair, and that Coronus was helping her in the investigation. He also reveals that it appears that a USB was stolen from Lana’s office, but again, he cannot reveal its contents.
Suspicions are raised immediately on Coggs, but Klavier verifies that he had an alibi, as he had been at his doctor’s office all afternoon. As Coronus is still in Europe, it becomes evident that the prime suspect for the murder has to be Connie Scout, who is a computer science major at Ivy University. The judge calls for a 30 minute recess, but right before it begins, Coggs requests that Phoenix and Athena get to the bottom of Lana’s death, as the case at hand means a lot to him.
During the recess, Ema apologizes for her outburst in court, and explains the case that Lana, Coronus and Coggs were investigating in more detail. Apparently, the organization they were looking into was an international spy ring that had previously mainly been involved in various acts of cyberterrorism, but she reveals that it was actually the very same organization that sent the Phantom over during the UR-1 Incident nine years ago. Athena is shocked, as she recounts how that was the same organization that killed her mother and caused the incident at the Cosmos Space Center two years ago. Ema is surprised to hear this, as Lana hadn’t informed her of the exact details of the case, and she realizes it was probably out of fear that she herself would become a target of the organization.
Suddenly, Trucy Wright appears in the defendant lobby with two important pieces of evidence retrieved from Miles Edgeworth, a report of a supposed smuggling of contraband into the country and a breach of cybersecurity at the Criminal Affairs Department. Trucy questions how these pieces of evidence pertain to the case at hand, but Phoenix and Athena clearly have a suspect in mind. The bailiffs announce that the recess is over, and Trucy says that she’ll be watching the trial from the gallery.
Court reconvenes, and Klavier calls Connie to the stand. She has a visor over her face and has orange dyed hair like Athena, but otherwise she has the appearance of a normal university student. She introduces herself as a foreign exchange student from Borginia, and explains that Connie Scout was the name she chose for herself when she came to study from abroad. Klavier asks her how she knew the defendant, to which she responds that she met her at a Forensics Investigation Seminar that was being held at the University a month ago, along with Ema Skye. While she was there, she was given a luminol bottle from Ema as a gift for attending it. Afterward, she asked Lana Skye to investigate a crime of her own, though she doesn’t reveal what it is.
Throughout her testimony, her lies are exposed, and she becomes the prime suspect for the breach of cybersecurity at Criminal Affairs and the murder of Lana Skye. Phoenix argues that it would’ve been feasible for Scout to have been the one who had the poison smuggled into the country. But the final contradiction in the case is how Ema’s fingerprints managed to get on the bottle of Atroquinine.
The thought route begins, and after deducing that she had likely been a part of the Phantom’s organization, that she was likely the one who hacked into the Criminal Affairs Department, and considering her meeting with Ema and Lana one month ago, it becomes apparent that she could’ve obtained the fingerprints off of the luminol bottle and modified the fingerprints on the bottle of poison to look like Ema’s using the information obtained from her hacking of the Criminal Affairs Department, just like how the Phantom had framed Athena at the Space Center two years prior.
Connie then confesses everything. She had been a member of the Phantom’s organization, and she had been attempting to erase as many traces of her organization’s crimes that she could. Her only reason for attending the seminar one month ago was to get some info on Lana Skye, so that she could trail her and learn everything that she knew about her own organization. She arranged for a meeting to discuss a possible case for Lana to take on, but that was all a farce-what she really wanted was the USB Lana had in her possession. When she wasn’t looking, she slipped the poison into Lana’s tea, and left the scene after stealing what she needed. When probed about the USB, she says that she already passed it on to another member of the organization.
With the suspect having confessed, Klavier calls Ema back to the stand. He and Ema have a conversation, and while Ema is still annoyed by his carefree attitude, she acknowledges that she would’ve been found guilty if Klavier hadn’t given her the opportunity to speak, and thanks him for his help. The judge then pronounces Ema not guilty.
In the defendant lobby, Ema thanks Phoenix and Athena for defending her, and they’re soon joined by Klavier and Trucy. Ema, while thankful that the gang found her innocent, is still understandably traumatized over her sister’s death. She expresses doubts about her career choice, considering she never imagined she’d have to investigate her own sister’s body, and she’s now considering leaving her position permanently.
Phoenix presents her the luminol bottle that she gave to Scout, and asks her to remember when she began to take an interest in forensics. After recounting how her sister had given her a forensics investigations book when she was young, and briefly referencing the events of Rise from the Ashes, Phoenix reminds her of all of the strides she’s made since then, and all of the times she’s helped the Wright Anything Agency solve cases in the past thanks to her impeccable forensics work. He then reminds her that he had to deal with many bumps in the road himself throughout his career as an attorney, and that he had to learn some lessons that changed his outlook on the legal system. He encourages her to follow her own path in life, but reminds her that he and Athena would greatly miss having her around to help solve cases. Ema, moved by Phoenix’s speech, thanks him for the kind words.
Trucy then brings up one last thing that she still doesn’t understand about the trial, those being who Elias Coggs and Phoebe Coronus are. Ema explains that she doesn’t really know who Elias Coggs is, but she does know who Coronus is. She was Ema’s former mentor that took care of her when she first went to Europe to study, and she’s now an international forensics prosecutor. It turns out she intended to be present in the gallery for Ema’s trial, but due to a delay in her flight to LA, she couldn’t make it. Ema then theorizes that working a case with her former mentor might help reinvigorate her love for forensics. Her and Klavier have to attend to some business at the Prosecutor’s Office, and they leave together.
To wrap up the case, Trucy brings up three invitations that Juniper had passed on to her for Phoenix, Athena, and herself to attend a Murder Mystery Party at the Woods Manor out in the mountains as a celebration of Juniper recently graduating from Themis Academy while also serving as a way of thanking Phoenix and Athena for defending her two years prior. Trucy declines her invitation, as she has to practice for her first international gig that she’ll be performing with Klavier and Lamiroir, but she encourages Phoenix and Athena to go. They both agree to go, and the case ends with Phoenix’s internal monologue reminiscing about all of the trials and tribulations he’s had to go through to revamp the legal system, and that he never could’ve gotten there without the help of his colleagues.
____________________________________________________________________________________________________________
Author's notes:
-I know that killing off Lana Skye might be controversial, but I felt that she made the most sense as the first victim, considering her friend from Europe, who I've named Phoebe Coronus, would make a more interesting rival for Athena, as her adherence to the scientific method and traditionalist views on the Jurist System would be a perfect foil to Athena's more psychological driven methods and her desire to revolutionize the court system along with Phoenix. It also gives Ema another character arc of doubting if her childhood dream was really her true calling in life, which I feel would be a natural progression for Ema's character, since she has a different conflict in every game that she appears in. Finally, it just gives more opportunity to expand on Athena's time studying in Europe, since Ema and Coronus could now fit into that timeline organically. Lana's role in the story wouldn't be forgotten after case 1 either, as two of the most important characters in the game have close connections to her, which would have a huge impact on the trajectory of the story as a whole, which I feel is an important aspect that the first case needs to establish.
-The pun names for this case are:
Elias Coggs (Alias and Cogs, which refers to his past under the Witness Protection Program as well as his cyborg like appearance.)
Connie Scout (Con and Scout, because she's conning everybody into thinking she's just an ordinary university student while also being a spy for the Phantom's organization.)
Phoebe Coronus (Her last name refers to her profession as a coroner. Her first and last name actually have a secret meaning as well if one of the letters from her last name is removed, but I'll leave it up to you to see if you can decipher the real meaning behind her name.
-Lastly, here are the basic plotlines for the other cases of the game. These are only going to be a couple sentences each, since this post has gone on long enough already.
Episode 2-Turnabout Judgment: Picking up right where we left off, Phoenix and Athena attend the Murder Mystery Party organized by Juniper's grandmother, Willow Woods, and Juniper notes that the victim in the game bears similarities to how her own grandfather died a year ago. But when one of the guests at the party winds up dead, it's Juniper's grandmother, a former judge, that ends up in the defendant's seat, and Juniper and Athena team up to acquit her of all charges against prosecutor Phoebe Coronus while Phoenix is off helping another guest at the party with a matter of their own. Loosely based on a fancase on Ace Attorney Online: A Game of Turnabout.
Episode 3-The Sponsored Turnabout: During the Summer Olympics, Juniper, Athena, and Simon Blackquill all attend a game together. But when a stray firecracker causes an explosion that causes some debris to crash onto the referee for the game, a former Borginian athlete who had a grudge against the victim and is suspected to be part of the Phantom's organization ends up in the defendant's chair, and Blackquill encourages Athena and Juniper to take on the case due to a previous connection with the defendant, and the trio have to rethink their own biases against the suspect to eventually take down the true culprit of the case, the Executive of the Reality News Network who perpetuated the myth of the Dark Age of the Law after the UR-1 incident. Coronus is still the prosecutor for this case.
Episode 4-Turnabout Roulette: In the filler case of the game, Trucy makes reservations at a fancy bar where she's planning on showing Phoenix part of her upcoming performance, but when the two realize that she accidentally made reservations at the Rivales Casino, and a shooting occurs in the middle of the day, Phoenix is forced into defending Brawly Rivales after his own father was murdered. Coronus is the prosecutor again in this trial, but she's noticably more lenient on Phoenix. The main focus of the case would be on the relationship between Phoenix and Trucy.
Episode 5-Turnabout for Justice: A science expo is being held at the Cosmos Space Center, and the five participants in the showcase are Ema Skye, Phoebe Coronus, Elias Coggs, a C.E.O. of a famous company, who is also sponsoring the event, and surprisingly Aura Blackquill are all participating in the event. But when an accidental explosion occurs in the middle of the event, everyone is evacuated from the scene with two notable exceptions: Phoebe Coronus and Aura Blackquill. After the fire dies down a bit, some officers go in to investigate the scene, and are surprised to find Aura Blackquill leaning over the victim, Phoebe Coronus's body. Aura Blackquill is named the prime suspect for the case, and it's up to Athena and Blackquill to find her innocence, as Phoenix and Trucy don't want anything to do with her after the kidnapping incident two years ago, and Juniper is rooting for her guilt as well, since she remembers how she used to hate Athena all those years ago. Willow Woods would be the judge for this trial, and Miles Edgeworth calls in prosecutor Franziska von Karma to head the case.
Episode Special-Turnabout Reconciliation: It's been one year since Garan has been dethroned, and Khura'in is hosting an international arts festival as an act of goodwill to its new allies. Trucy, Klavier, and Lamiroir are all participating in their own act in the show, and Ema was invited by Prosecutor Nahyuta Sahdmadhi as well. But when a murder happens in the middle of the show, Lamiroir is under suspicion of murder, and Apollo and Trucy finally learn their familial secret. Prosecutor Sahdmadhi is the prosecutor for the case, and Rayfa and Amara make some cameo appearances as well.
Sorry for the long post lol. Tell me what you think of these ideas in the comments.
submitted by TheRawk01 to AceAttorney [link] [comments]

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